BSc (Hons) Agriculture With Professional Placement Year · RAUBachelor's degree · 4 years
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The Royal Agricultural University · Undergraduate

BSc (Hons) Agriculture With Professional Placement Year Bachelor's degree at The Royal Agricultural University

BSc (Hons) Agriculture With Professional Placement Year at RAU. The BSc (Hons) Agriculture degree develops professionals equipped to manage and lead in a changing sector.

BSc (Hons)
Award
4
Years
Full-time
Study mode
80%
in work/study (15m)

About this course

The BSc (Hons) Agriculture degree is designed to develop the professional agriculturalists and farm managers of the future. This wide-reaching, industry-recognised programme is built on the latest applied research, informed by RAU’s extensive industry networks and delivered by world-renowned experts in their fields From the provider’s course page.

BSc (Hons) Agriculture With Professional Placement Year is a Bachelor's degree (BSc (Hons)) at RAU, based in Main Campus. It runs 4 years, studied full-time.

For Agriculture, food and related studies graduates from this provider, 80% were in work or further study 15 months after graduating, 50% in highly skilled roles, typical earnings around £26,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for Agriculture & Animal Science, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

8.0
/ 10
Strong
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Strong69

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Excellent80

Moderate evidence Published sample: 40; avoid reading small differences as meaningful. Cohort 2021-23. Graduate Outcomes work or further study 80% (2022-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Exceptional90

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 90% (2022-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Year one 6 modules
  • Professional, Practical and Study SkillsCore
    Module details

    This module develops academic, employability, and practical skills for success in university and land-based careers. It includes reflective writing, data handling, digital literacy, and hands-on tasks relevant to the sector. Students explore sustainability, industry challenges, and professional development.

    Assessment: Skills portfolio, a 1000-word reflective account, and a group presentation on a sustainability challenge

  • Farm Business Finance and AccountsCore
    Module details

    This module introduces financial and economic principles in farm business management. Topics include enterprise analysis, gross margins, profit and loss, balance sheets, cashflow, and agricultural market dynamics. Students explore planning, budgeting, and decision-making tools through case studies and practical tasks.

    Assessment: A 1500-word portfolio and a 2000-word business plan

  • Applied Plant and Animal ScienceCore
    Module details

    This module introduces core biological principles in plant and animal science, focusing on nutrition, reproduction, genetics, health, welfare, and crop management. Topics include animal behaviour, plant physiology, pest and disease control, and sustainable agronomy. Students engage in seminars, lab and field practicals.

    Assessment: A 10-minute group presentation, two 30-minute online multiple-choice tests (animal and plant science), and a 30-minute practical identification test

  • Farming Systems and SustainabilityCore
    Module details

    This module examines diverse farming systems including arable, livestock, mixed, organic, regenerative, and agroecological approaches. Topics include climate change, soil and water management, urban agriculture, and future farming scenarios. Students engage with farm visits, guest speakers, and case studies.

    Assessment: A 10-minute recorded presentation and a 2500-word case study-based report

  • Agricultural Machinery, Technology and BuildingsCore
    Module details

    This module explores the role of machinery, infrastructure, and emerging technologies in modern agriculture. Topics include power systems, cultivation equipment, livestock technologies, automation, and farm safety. Students engage with field trips and seminars to evaluate machinery performance and sustainability.

    Assessment: A 30-minute online multiple-choice test, a 1500-word crop-specific report, and a 1500-word livestock-specific report

  • Soil Science and Ecosystem ServicesCore
    Module details

    This module explores soil health and ecosystem services within agroecosystems and natural environments. Topics include soil formation, hydrology, ecology, chemistry, and biodiversity net gain. Students engage in lab and fieldwork, mapping, and case study visits.

    Assessment: A 1500-word report with calculations and a 2-hour open book exam

Year two 9 modules
  • Research and EvidenceCore
    Module details

    This module develops students' ability to design and justify research proposals using both quantitative and qualitative methods. Topics include study design, data analysis, ethics, and communication of findings. Students engage with real-world problems and explore research applications across disciplines.

    Assessment: A 2500-word research proposal and a 2-hour online test

  • AgronomyCore
    Module details

    This module explores crop production in temperate climates, covering cereals, legumes, oilseeds, root crops, and grasslands. Topics include variety selection, crop establishment, nutrition, protection, and sustainability. Students engage with farm visits and industry-led seminars.

    Assessment: A 1-hour online test, a 5-minute podcast, and a 1500-word crop growth blueprint

  • Livestock HusbandryCore
    Module details

    This module examines sustainable livestock management across ruminant and monogastric species. Topics include breeding, feeding, welfare, and environmental impact. Students engage with field trips, case studies, and industry tools.

    Assessment: A 10-minute individual presentation and a 2500-word feeding plan

  • Technology and Nature-Based InnovationsCore
    Module details

    This module investigates the integration of digital technologies and nature-based solutions in agriculture. Topics include sensors, robotics, agroecology, carbon management, and data-driven decision-making. Students engage with field demonstrations, case studies, and industry tools.

    Assessment: A 2000-word scientific report and a 2000-word case study report

  • Farm Business Planning and Food Supply ChainsCore
    Module details

    This module introduces farm budgeting, financial planning, and supply chain dynamics. Topics include gross margins, cash flow, benchmarking, and food system integration. Students explore local and global supply chains and policy frameworks.

    Assessment: Two 2000-word reports: one on farm business planning and one on food supply chain strategy

  • Industry EngagementCore
    Module details

    This module provides students with a structured industry placement to develop professional, technical, and reflective skills in a real-world context. Students complete a minimum of 444 hours of work-based learning aligned to their career goals.

    Assessment: A CV and personal statement (500 words) and a reflective portfolio (1000 words)

  • Agricultural Commodities TradingElective
    Module details

    This module explores agricultural commodities trading and marketing strategies. Topics include market dynamics, pricing, risk management, and value-adding. Students engage with case studies, seminars, and a business visit.

    Assessment: A 2000-word professional practice report and a 2000-word marketing plan

  • Farm Animal Health and WelfareElective
    Module details

    This module examines the science, ethics, and practice of farm animal health and welfare. Topics include disease prevention, welfare assessment, legislation, and responsible medicine use. Students engage with field visits and case-based learning.

    Assessment: A 2000-word farm animal health plan and an on-farm welfare assessment report

  • Alternative Cropping SystemsElective
    Module details

    This module explores the role of alternative crops in sustainable agriculture. Topics include cover crops, pulses, perennial grains, tropical staples, and industrial crops. Students engage with case studies, field visits, and farmer-led innovations.

    Assessment: A 1-page infographic and a 2000-word resilient cropping plan

Year three 1 modules
  • Professional Placement YearCore
    Module details

    This module enables students to undertake a 9–12-month work placement to gain practical experience and enhance career readiness. Students engage in planning, professional practice, critical reflection, and career development.

    Assessment: A 3000-word reflective portfolio with embedded case studies and a pass/fail professional skills evaluation by the placement supervisor

Year four 7 modules
  • Research ProjectCore
    Module details

    This module enables students to undertake an independent research project aligned with their subject area. Topics are student-selected and supported through supervisor meetings and workshops.

    Assessment: A 5-minute progress presentation and a 12,000-word thesis or multimedia portfolio

  • Agroecological and Technological SolutionsCore
    Module details

    This module explores global food system challenges and evaluates agroecological and technological solutions. Topics include climate change, biodiversity loss, animal welfare, and sustainable crop and livestock systems. Students engage with field trips, seminars, and guest lectures.

    Assessment: A 5-minute podcast, a 10-minute individual presentation, and a portfolio of six field visit reflections

  • Agri-Food Systems and PoliciesCore
    Module details

    This module examines food systems through systems thinking and the One Health framework. Topics include food security, policy development, economics, and regenerative agriculture. Students engage with debates, case studies, and guest speakers.

    Assessment: A 1000-word academic poster and a 2500-word literature review

  • Advanced Farm Business ManagementElective
    Module details

    This module develops strategic planning skills for farm enterprises under economic and environmental pressures. Topics include financial forecasting, resource appraisal, compliance, and net-zero strategies. Students engage with site visits, workshops, and scenario-based planning.

    Assessment: A 2000-word farm plan and a 2000-word rental plan

  • Farm Business ConsultancyElective
    Module details

    This module explores strategic consultancy for small and medium-sized farm businesses. Topics include financial analysis, investment appraisal, taxation, and feasibility planning. Students engage with case studies and industry practices.

    Assessment: A 1500-word accounts analysis and a 2000-word strategic consultancy report

  • Advanced Livestock Nutrition and BreedingElective
    Module details

    This module investigates sustainable breeding and nutrition strategies across livestock species. Topics include genomic selection, reproductive technologies, feed innovations, and precision nutrition. Students engage with field visits, seminars, and practicals.

    Assessment: A 2500-word breeding improvement plan and a 1000-word nutrition problem sheet

  • Crop Health, Nutrition and ProtectionElective
    Module details

    This module examines sustainable crop management strategies. Topics include pest and disease control, crop nutrition, biosecurity, and integrated pest management. Students engage with field visits, lab work, and agronomy exercises.

    Assessment: A group presentation, a 2000-word crop monitoring report, and a viva voce

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

Who it's for

You're suited to this degree if you have strong practical curiosity about agriculture, livestock, land management or rural enterprise, combined with analytical capability. You should be comfortable working both outdoors and in the classroom, and prepared to engage seriously with the science underpinning agricultural practice. The professional placement year offers genuine industry experience; studying here means access to RAU's established ties with farms, agribusinesses and rural organisations. If you're motivated by environmental stewardship, business challenge, or the technical side of food production, and you learn well from a mix of theory and applied work, this course will demand rigour while offering concrete pathways into the sector.

Careers & job market

Across Agriculture & Animal Science nationally, 90% of graduates are in work or further study within 15 months of leaving. Starting salaries typically fall between £22,000 and £27,000. After five years, graduates nationally earn between £22,525 and £31,800. Forty per cent of working graduates pursue highly skilled roles or continued study. The placement year is designed to build employment networks and test your fit within working environments before you graduate. The degree is recognised nationally and equips you for roles in farm management, agricultural advisory services, agribusiness, environmental stewardship and rural development.

University & format

The BSc (Hons) Agriculture is a 4-year full-time degree offered by The Royal Agricultural University, a public university founded in 1842 and located on its main campus. Instruction is in English. The degree is a nationally recognised UK qualification and holds Silver in the Office for Students' Teaching Excellence Framework (2023).

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
69%
Learning opportunities
66%
Assessment and feedback
73%
Academic Support
65%
Organisation and management
65%
Learning resources
86%
Student voice
56%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

Contextual offersPublished by this provider

contextual offer. Eligibility and any reduced offer are applicant-specific.

PlacementBuilt into the named course route

Professional placement. Availability, selection and pay can vary.

Entry & how to get in

Most entrants held A-levels or equivalent100% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 112 - 127 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check RAU's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent100%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Offer-based entry

Entry is set by the university and based on your offer. Use your predicted grades to see how you compare, then check the university's stated requirements.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesBBBA-level equivalent admitted students held
UCAS codeD704quote this on your application
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course (code D704). One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask RAU whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Homeup to £9,790 / yr
International£16,950 / yr

Provider fee page (England 2026/27 cap where not stated).

Check fees at RAU →

For students who normally live in England

illustrative Maintenance Loan per year
£9,790tuition used per year, illustrative full-time England fee-cap scenario
illustrative borrowing over 4 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All RAU funding →
No verified named award is shown for this provider yet.

That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.

We only display a named award when its provider source identifies the award and who it is for.

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Career quizApplication walkthroughSalary & CV check

Careers & earnings

What Agriculture & Animal Science graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£26,000£24,000 – £29,00040
3 years after£24,000£20,000 – £30,500175
5 years after£30,000£24,500 – £38,000170

Nominal earnings for graduates of this course/subject at this provider. Moderate evidence. Published sample: 40; avoid reading small differences as meaningful. Cohort 2021-23.

Graduate outcomes, 15 months on: this course

80%
in work or further study 15 months on
50%
in highly skilled work or study
90%
continue past their first year
90%
find their work meaningful
95%
say work fits their future plans
  1. 1Graduate roleFirst role after the degree · 0–2 yrs
  2. 2Specialist / PractitionerWorking in agriculture & animal science · 2–5 yrs
  3. 3Senior / LeadLeading work and people · 5–10 yrs
  4. 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs

How pay grows: this course vs Agriculture & Animal Science nationally

Starting (15 months) HESA GO
£26,000
£22,000 – £27,000
After 3 years LEO
£24,000
£17,850 – £25,200
After 5 years LEO
£30,000
£22,525 – £31,800
national rangethis course’s medianaxis £16,500 – £33,000

National figures for Agriculture & Animal Science graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

80 of 100

were in work or further study

15 months after graduation

75% working10% working and studying5% in further study50% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2022-23. Moderate evidence. Published sample: 40; avoid reading small differences as meaningful. Cohort 2021-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with Agriculture & Animal Science courses at the same study level.

This course £30,000Peer median £26,000Middle 50% £23,500–£30,000
77th percentile

Compared with 285 courses with compatible official earnings data. This is a course-value comparison, not a quality ranking.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Elementary occupationsSOC 2020 9 · 20% of published destinations · ASHE median £19,087
  • Managers, directors and senior officialsSOC 2020 1 · 10% of published destinations · ASHE median £51,733
  • Natural and social science professionalsSOC 2020 211 · 10% of published destinations · ASHE median £44,243
  • Skilled trades occupationsSOC 2020 5 · 10% of published destinations · ASHE median £34,241
  • Architects, Chartered Architectural Technologists, Planning Officers, Surveyors and Construction ProfessionalsSOC 2020 245 · 10% of published destinations · ASHE median £45,972
  • Administrative occupationsSOC 2020 41 · 10% of published destinations · ASHE median £27,006

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 55; response rate: 70%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Job market & outlook

How Agriculture & Animal Science graduates fare in the labour market, and how AI is reshaping the work.

90%
in work or further study 15 months after graduating, across Agriculture & Animal Science courses nationally.
Graduate Outcomes
40%
of working graduates are in highly skilled work or further study.
highly skilled
85%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Routine information gathering
  • First-draft writing and summaries
  • Standard analysis and admin
  • Repetitive processing tasks

More human than ever

  • Judgement and original thinking
  • Working with and leading people
  • Owning and sense-checking AI output
  • Ethics and accountability

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where Agriculture & Animal Science graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Agribusiness & food producers
  • DEFRA & agencies
  • Estates & farms
  • Animal & wildlife charities

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

80% were in work or further study 15 months after graduating, with a median salary of £26,000. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 8.0 out of 10: NSS 68.6% · in work or study 80% · continued 90%.

Who studies here and in this subject?

Provider- and UK subject-level context.

Royal Agricultural University

All students925
International12.4%
Aged 25+15.7%

Agriculture, food and related studies across the UK

Students17,960
Aged 25+33.3%

HESA student record 2024/25. Counts are rounded.

Is Agriculture & Animal Science right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to RAU from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is £16,950 / year for this course (from the provider’s fee page). You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check RAU’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with RAU and gov.uk before you apply.

Common questions

Entry is offer-based and set by the university. The most common tariff band among recent entrants was 112 - 127 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by RAU. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For Agriculture, food and related studies graduates from this provider, 80% were in work or further study 15 months after graduating, 50% in highly skilled roles, typical earnings around £26,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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