BSc (Hons) Computer Science with Foundation Year · University of SalfordBachelor's degree · 4 years
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The University of Salford · Undergraduate

BSc (Hons) Computer Science with Foundation Year Bachelor's degree at the University of Salford

BSc (Hons) Computer Science with Foundation Year at University of Salford. The foundation year provides additional preparation before you progress into the main degree.

BSc (Hons)
Award
4
Years
Full-time
Study mode
86%
in work/study (15m)

About this course

Build the knowledge and skills to thrive in the digital revolution with a Computer Science degree. Includes a foundation year to strengthen your knowledge and skills. Industry focused. Choose to include an optional placement year. Apply now. From the provider’s course page.

BSc (Hons) Computer Science with Foundation Year is a Bachelor's degree (BSc (Hons)) at the University of Salford. It runs 4 years, studied full-time.

For Computer science graduates from this provider, 86% were in work or further study 15 months after graduating, 55% in highly skilled roles, typical earnings around £27,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for Computer Science, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

7.9
/ 10
Strong
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Strong71

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Excellent86

Limited evidence Published sample: 20; treat comparisons cautiously. Cohort 2022-23. Graduate Outcomes work or further study 86% (2022-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Excellent80

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 80% (2022-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Foundation year 5 modules
  • Computer Programming
    Module details

    This module will introduce object-oriented programming in Python using Visual Studio Code, covering console based and desktop applications.

  • Computer Systems
    Module details

    It will teach you how to decompose some real-world systems into smaller subsystems, and how to make complex operations out of simple operations.

  • Computing Mathematics FY
    Module details

    This module will cover some core mathematics in order to get you up to something between GCSE and A2 level. The maths included is targeted at what will be useful later in the course, such as algebra, trigonometry, calculus, coordinate geometry, probability and statistics.

  • Web Programming
    Module details

    This module gives an introduction to developing content and applications for the Web. The module covers the basics of the WWW followed by core technologies and standards such as HTML, CSS and JavaScript. Further topics are design principles, development as a process, testing and validation.

  • Inside Computer Systems
    Module details

    Successful completion of this module will enable you to understand computer components and computer architecture, convert numbering systems from one type to another, and how to data pass through input, memory, processor and output.

Year one 6 modules
  • Programming 1
    Module details

    You will be introduced to a practical, hands-on approach to programming where workshops will provide focused practical activity on a managed learning curve. You will learn excellent programming practice through design, implementation and testing, and will be introduced to the basics of structured programming language using an integrated programming environment.

  • Programming 2
    Module details

    You will strengthen your syntax and semantics base of Java developed in the 'Programming 1' module. You will develop an appreciation of recursion as well as your knowledge of dynamic data structures. Additionally, you will learn how to test and debug code, along with an appreciation of more sophisticated programming behaviour.

  • Database Systems
    Module details

    This module will share fundamental knowledge of database management systems, their design, implementation and applications. It will develop your knowledge and understanding of the underlying principles of relational database management system, and how to implement and maintain an efficient database system.

  • Professional Development and Practices
    Module details

    You will be introduced to the business context and application of computing and information systems. You will explore this through societal, professional, ethical and legal issues surrounding business practices and the theory and process of project delivery to a professional standard.

  • Web Development and Human Computer Interfaces
    Module details

    You will be introduced to theory and practice of website design and development and develop knowledge and understanding of human-computer interaction and techniques for designing and analysing user interfaces. You will also gain skills and practical experience of designing, developing and testing websites using HTML5 & Cascading Sheets (CSS).

  • Computer System Internals and Linux
    Module details

    This module will provide you with an in-depth low-level knowledge of computer systems, concentrating on computer architecture, operating systems and communications technology. You will also start to develop skills in the use of Unix-like operating systems at command-line level, writing and using simple scripts and batch files and the simple system administration of a standalone Linux PC.

Year two 7 modules
  • Software Project with Agile Techniques (Salford HackCamp)
    Module details

    This module combines technical work in computer programming with personal-development planning. You will work in a group to design, develop, document, and demonstrate a solution to a problem, working to a professional standard using Java programming. This module also introduces agile techniques and methodologies and provides an opportunity to apply, evaluate, and reflect on these techniques.

  • AI and Data Mining
    Module details

    You will be introduced to Artificial Intelligence (AI) and Data Mining (DM) techniques for problem solving. You will become familiar with AI techniques and terminology for knowledge representation and searching, and gain an understanding of DM algorithms, and learn how these techniques are used in real world applications.

  • Data Structures and Algorithms
    Module details

    In this module you will be introduced to some of the most important data structures used in the design and implementation of computer software and shown how these are implemented using Java. You will then learn to analyse the requirements of algorithm resources to allow you to provide a sound basis for objective choice when dealing with competing algorithms.

  • Networking and Security
    Module details

    You will learn in detail how the Internet works, from local area networks to global networks. This will include designing and troubleshooting networks, and configuring and testing network applications. You will also look at security vulnerabilities, cryptographic principles, protocols, C-I-A trade-offs, firewalls and legal implications. You will apply these principles to designing solutions for some realistic case studies.

  • Design Patterns
    Module details

    You will receive a broad overview of software development methods and techniques, focusing on various modelling and design approaches. You will develop understanding of the application of generic pattern-based strategies for resolving common high-level problems in object orientated design. You will develop problem recognition and categorisation and learn how (and when) established pattern-based solutions can be identified and applied as solutions.

  • Career Development
    Module details

    You will develop a range of employability 'soft skills' to give you an advantage when applying for (and carrying out) a placement as well as graduate roles. Employers value a combination of technical and interpersonal skills. This module will draw from our extensive industry contacts to demonstrate the range of skills needed to succeed in your career and to help you develop a career plan.

  • Client Server Systems
    Module details

    You will develop data-driven interactive web applications, with client-side and server-side components, using industry-standard software development tools and techniques. You will design, create, test and demonstrate software implementing a data-driven web application, programming, industry standard scripting languages (such as PHP and Javascript), connecting to industry standard databases, identifying security risks, and working within legal constraints such as data protection, accessibility an

Year three 9 modules
  • Software Quality Management
    Module details

    You will study more advanced software engineering techniques including reuse, security, component-based and service-oriented software engineering. These more advanced topics will help you to understand how recent technical innovations are affecting the practices you need to build high quality software. You will undertake some online research to explore a practical, industry-based scenario involving advanced software engineering decision-making. You will have to think about the trade-offs between

  • Computer Graphics
    Module details

    You will learn about aspects of object-programming applied to high-level real-time 3D graphics toolkits using the C++ programming language. You will study the mathematics of graphical transformations and apply this within computer laboratories in which real-world applications can be demonstrated.

  • Project for Computer Science
    Module details

    You will undertake an individual project that will demonstrate your understanding of computer science. You can select your own area of study, identify and develop a realistic problem and, working independently and in a professional manner, organise, sustain and report on your project in a way which is both detailed and reflective.

  • Virtual Reality and 3D GamesOptional
    Module details

    This module will provide you with a comprehensive understanding of the principles, practices and measures of virtual reality technology and the development of interactive 3D worlds. Applications of the technology that will be used are from across sectors including the computer games industry, medicine, energy, engineering and science. You will develop your programming to an advanced level of understanding and experience of modern interactive 3D engine development.

  • Business DevelopmentOptional
    Module details

    This module aims to provide students with business and enterprise concepts to allow them to analyse and evaluate business practices, concepts, theories and frameworks and their relationship to the strategic and operational management of an enterprise or a project. This is intended to complement the technical project management content of the course and provide a real-world context linked to current enterprise activities at the university. You will also learn about freelancing.

  • Mobile DevelopmentOptional
    Module details

    The module will provide an introduction to the key technologies used to provide interactive websites and interactive applications for use with mobile devices, taking into account the unique environment in which these applications operate. Consideration will be given to how to use these technologies whilst still maintaining web standards, particularly accessibility.

  • Information Security ManagementOptional
    Module details

    You will explore the creation and implementation of information security policies in organisations, with an emphasis on risk management and business continuity planning. You will consider both the practicalities of implementation in a real-world setting, and the various legal and ethical issues involved. You'll learn to identify assets, vulnerabilities, threats and controls and to consider issues of security culture.

  • Deep LearningOptional
    Module details

    Introducing you to the field of deep learning and its applications, you will learn about the deep learning architectures and algorithms that are used in applications such as face recognition, speech recognition and medical diagnosis. You will also have the opportunity to develop your professional skills using the Python programming language and utilizing a deep learning framework to develop predictive models and applications.

  • Advanced Web DevelopmentOptional

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

What you'll study

This course builds your knowledge and skills for the digital revolution, starting with a foundation year to strengthen your grounding. You'll usually begin with programming fundamentals in languages such as Python and Java, alongside computer systems architecture and discrete mathematics for computing. In your second year, a typical Computer Science degree moves into algorithms, data structures, databases and software engineering, with an introduction to artificial intelligence and machine learning. From year three onwards, you'll choose specialist options, such as cybersecurity, data science, artificial intelligence, software engineering, systems and networks, or human-computer interaction, and undertake a substantial individual project where you design, build and evaluate a software solution. An optional placement year is available.

Who it's for

This course suits students who want to enter computer science but may benefit from a foundation year to strengthen their preparation. Most entrants held A-levels or equivalent qualifications; the typical UCAS tariff band among accepted students was 64–79 points. You'll need to be comfortable with full-time study and ready to develop technical and practical skills across a range of computing disciplines.

Careers & job market

Across Computer Science courses nationally, 85% of graduates are in work or further study within 15 months of graduating, and 75% of working graduates are in highly skilled work or further study. National graduate earnings data shows starting salaries of £25,000–£35,000 at 15 months; after three years, £23,375–£33,000; and after five years, £29,750–£42,000. These figures reflect the broader graduate labour market, not a guarantee specific to this university. Check the university's funding pages for bursaries and scholarships.

University & format

The University of Salford is a public university, founded in 1896, based in Salford. This BSc (Hons) Computer Science with Foundation Year is a 4-year full-time degree taught in English. The course is industry-focused. The University of Salford is a recognised UK degree-awarding body, and its degrees are nationally recognised. The university received a Silver rating for teaching quality in the Office for Students' TEF 2023.

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
76%
Learning opportunities
77%
Assessment and feedback
64%
Academic Support
77%
Organisation and management
69%
Learning resources
74%
Student voice
59%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

AccreditationBCS

Names detected beside accreditation or recognition copy on the provider course page; verify the route and intake.

PlacementPublished placement option

Optional placement year. Availability, selection and pay can vary.

Open daysRegister for our next Open Day

See and book current events. Dates can fill or change.

Entry & how to get in

Most entrants held A-levels or equivalent100% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 64 - 79 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check the University of Salford's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent100%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Accessible entry

Accepted students came in with a broad spread of qualifications and UCAS points. If you're worried about grades, this course has historically taken a wide range, and contextual offers may apply.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesDDDA-level equivalent admitted students held
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course. One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask University of Salford whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Homeup to £9,790 / yr
Internationalset by the university

Standard capped home fee at English providers (2026/27); Scotland, Wales & NI differ.

Check fees at University of Salford →

For students who normally live in England

illustrative Maintenance Loan per year
£9,790tuition used per year, illustrative full-time England fee-cap scenario
illustrative borrowing over 4 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All University of Salford funding →
No verified named award is shown for this provider yet.

That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.

We only display a named award when its provider source identifies the award and who it is for.

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Career quizApplication walkthroughSalary & CV check

Careers & earnings

What Computer Science graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£27,000£23,000 – £30,00020
3 years after£23,500£19,000 – £32,000100
5 years after£29,000£22,500 – £41,500100

Nominal earnings for graduates of this course/subject at this provider. Limited evidence. Published sample: 20; treat comparisons cautiously. Cohort 2022-23.

Graduate outcomes, 15 months on: this course

86%
in work or further study 15 months on
55%
in highly skilled work or study
80%
continue past their first year
55%
find their work meaningful
50%
say work fits their future plans
  1. 1Graduate / Junior DeveloperFirst engineering role · 0–2 yrs
  2. 2Software EngineerShipping features end-to-end · 2–5 yrs
  3. 3Senior / Lead EngineerOwning systems and mentoring · 5–9 yrs
  4. 4Principal / Engineering ManagerArchitecture or leading teams · 9+ yrs

How pay grows: this course vs Computer Science nationally

Starting (15 months) HESA GO
£27,000
£25,000 – £35,000
After 3 years LEO
£23,500
£23,375 – £33,000
After 5 years LEO
£29,000
£29,750 – £42,000
national rangethis course’s medianaxis £22,000 – £43,500

National figures for Computer Science graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

86 of 100

were in work or further study

15 months after graduation

72% working10% working and studying3% in further study55% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2022-23. Limited evidence. Published sample: 20; treat comparisons cautiously. Cohort 2022-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with Computer Science courses at the same study level.

This course £29,000Peer median £34,500Middle 50% £29,000–£43,000
25th percentile

Compared with 1,820 courses with compatible official earnings data. This is a course-value comparison, not a quality ranking.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Information Technology ProfessionalsSOC 2020 213 · 30% of published destinations · ASHE median £55,357
  • Science, engineering and technology associate professionalsSOC 2020 31 · 20% of published destinations · ASHE median £34,828
  • Elementary occupationsSOC 2020 9 · 10% of published destinations · ASHE median £19,087
  • Sales occupationsSOC 2020 71 · 10% of published destinations · ASHE median £15,975

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 90; response rate: 65%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Job market & outlook

How Computer Science graduates fare in the labour market, and how AI is reshaping the work.

85%
in work or further study 15 months after graduating, across Computer Science courses nationally.
Graduate Outcomes
75%
of working graduates are in highly skilled work or further study.
highly skilled
85%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Boilerplate and scaffolding code
  • First-pass tests and docs
  • Routine debugging and refactors
  • Standard data wrangling

More human than ever

  • System design and architecture trade-offs
  • Reviewing and owning correctness & security
  • Translating fuzzy problems into software
  • Leading delivery and mentoring

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where Computer Science graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Tech companies
  • Banks & fintech
  • Consultancies
  • Government (GDS) & startups

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

86% were in work or further study 15 months after graduating, with a median salary of £27,000. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 7.9 out of 10: NSS 70.9% · in work or study 86% · continued 80%.

Who studies here and in this subject?

Provider- and UK subject-level context.

The University of Salford

All students26,030
International19.1%
Aged 25+31.8%

Computing across the UK

Students205,990
Aged 25+31.2%

HESA student record 2024/25. Counts are rounded.

Local crime-data context

A neutral snapshot around the published teaching location.

Around Salford University

10 street-level reports returned within roughly one mile across 2026-04 to 2026-06.

Violent Crime 7Other Crime 1Other Theft 1Theft From The Person 1

Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.

Is Computer Science right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to University of Salford from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is set per course by University of Salford; international fees are typically £12,000–£30,000/year for classroom subjects and higher for lab/clinical ones. You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check University of Salford’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with University of Salford and gov.uk before you apply.

Common questions

Entry is historically accessible, accepted students came in with a broad spread of qualifications. The most common tariff band among recent entrants was 64 - 79 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by the University of Salford. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For Computer science graduates from this provider, 86% were in work or further study 15 months after graduating, 55% in highly skilled roles, typical earnings around £27,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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