BA (Hons) English Language and International Communication · WestminsterBachelor's degree · 3 years
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The University of Westminster · Undergraduate

BA (Hons) English Language and International Communication Bachelor's degree at Westminster

BA (Hons) English Language and International Communication at Westminster. You'll explore the structures and varieties of English as it's used internationally, combining linguistic theory with practical analysis of how language shapes meaning and builds understanding across borders.

BA (Hons)
Award
3
Years
Full-time
Study mode
80%
in work/study (15m)

About this course

BA (Hons) English Language and International Communication is a Bachelor's degree (BA (Hons)) at Westminster, based in Regent Campus. It runs 3 years, studied full-time.

For Language and area studies graduates from this provider, 80% were in work or further study 15 months after graduating, 60% in highly skilled roles, typical earnings around £26,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for English & Literature, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

8.7
/ 10
Excellent
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Exceptional91

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Excellent80

Limited evidence Published sample: 25; treat comparisons cautiously. Cohort 2021-23. Graduate Outcomes work or further study 80% (2021-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Exceptional90

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 90% (2022-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Year 1 6 modules
  • International Communication Tutorial 1Core
    Module details

    This module will support you in developing an ability to synthesise your studies on your core and option modules throughout the first year. Teaching and learning takes place in small groups, combined with weekly meetings with your tutor. The content of the tutorials is partly tailored to the needs of the group, and partly used to develop a wider synoptic engagement with the degree as a whole (working towards the essay), study skills, and raising awareness of employability skills.

  • Interpersonal and Intercultural CommunicationCore
    Module details

    The module provides you with an introduction to the relevant theories of interpersonal and intercultural communication. By exploring these theories and linking them to practical everyday situations, you will have the opportunity to reflect on how these apply to your own communicative contexts. Focus will be placed on gaining practical strategies for enhancing your own competences as a communicator.

  • Introducing English LanguageCore
    Module details

    This module gives you the knowledge and skills necessary to start analysing and describing the English language systematically (according to grammar, morphology and phonology) and prepares you for future modules at Level 5. The module develops your theoretical awareness of spoken and written mediums, how they are structured, and how they can be used as linguistic data. It also gives you a thorough understanding of the concepts of style, register and genre, and introduces you to some of the main

  • Language and TextCore
    Module details

    This module investigates how language works in texts, and how texts produce their effects through examination of writers' lexical and grammatical choices. Students analyse how writers' linguistic choices indicate the attitudes of characters and narrators, and represent characters as powerful or passive. Students discover how analysing the language of literary texts differs from the approaches taken by literary scholars.

  • World Varieties of EnglishCore
    Module details

    This module examines English around the world as an international, intra-national, native, second, and foreign language. It considers the distinctive features of these varieties and the social and cultural implications of English as a global language. British varieties of English may be referred to as examples in the introductory part of the module but are not the main content or part of the assessment.

  • Objects and Meaning: The Social Life of Material CultureOptional
    Module details

    This module introduces the study of contemporary and ancient material culture and examines its meaning in social, political and historical perspectives. You'll acquire skills of object analysis and visit London galleries and museums to apply them. You'll examine the social and cultural lives of objects, and how their meaning changes depending on their context and use, by assessing their production, the impact of trade, war and migration on their circulation, and their provenance and politics of

Year 2 8 modules
  • Difference and the Visual: Representation, Meaning and IdentityCore
    Module details

    The module examines the relationship between representation and the production of meaning through the analysis of a wide range of contemporary socio-cultural topics, including gender, ethnicity and language, through different media. In this module students are encouraged to challenge and develop an understanding of the critical links between representation, meaning and identity in a global frame. The analysis focuses primarily on the representation of cultural difference and 'othering' in the pu

  • International Communication Tutorial 2Core
    Module details

    This core module is central to the English Language and International Communication degree, supporting you in the development of your ability to synthesise your studies on your core and option modules throughout the second year. Teaching and learning take place in small groups, with you meeting your tutor on a weekly basis. The content of the tutorials is partly tailored to the needs of the group, and partly used to develop a wider synoptic engagement with the degree as a whole (working towards

  • Language in the Public SpaceCore
    Module details

    In this module you will examine how those in positions of power use language to create narratives, values and beliefs held by different groups of people in the world. You will explore how language found in the public space reflects values and conventions and how this can change across different societies. The module focuses on the role and purpose of different kinds of social insitutions and analyses the means through which they maintain their identity in the international public space and the l

  • Child Language AcquisitionOptional
    Module details

    This module examines the development of different aspects of language in the early years. Within the module, you will focus on the development of (1) phonological abilities (how children perceive and produce words), (2) syntactic abilities (how children combine words to form phrases and sentences), (3) lexical and semantic abilities (how children build their vocabulary and map words and meanings), and (4) morphological abilities (how children acquire inflections). It also discusses theories whic

  • History of the English LanguageOptional
    Module details

    The module gives you an overview of the history of the English language and focuses on specific lexical and syntactic variants present throughout the ages. It considers texts as discourses in order to demonstrate the varied history of English in all its historical forms through to the present day.

  • Language and Literary StyleOptional
    Module details

    This module focuses on the role of the reader to the process of textual interpretation. You will be introduced to topics in cognitive poetics to examine the ways in which readers combine their real-world knowledge and their understanding of characters to create discourse worlds, and how they respond to cues in texts to build an understanding of text worlds.

  • Spoken Discourse AnalysisOptional
    Module details

    The module provides you with the necessary tools to analyse spoken texts in terms of the phonological, lexical, morphosyntactic, and discourse features they display. Texts are analysed as products of discourse, that is, language that is situated in, and takes significance from, particular times and places, and is constructed with a particular purpose.

  • Understanding Culture: Arabic/Chinese/Francophone/Hispanic Studies in FocusOptional
    Module details

    This module focuses on key cultural developments that have impacted the Arabic/Chinese/Francophone/Hispanic world (according to students' language of study) through the analysis of pertinent cultural artefacts. It considers the development of each cultural and linguistic area over time up to and including the present day. To do so, the module will identify and focus on cultural artefacts that include text, objects, and audiovisual media such as – but not exclusively – literature, film, individua

Year 3 6 modules
  • Mediation in International ContextsCore
    Module details

    In this module students will further expand their knowledge of and expertise in functioning as communicators in an international environment. Students will analyse the use of language and culture in professional contexts from a range of perspectives including translational communication and working in a multilingual, multicultural environment. Students will apply current theories of discourse, interpersonal and intercultural communication to real world contexts and improve their own practical co

  • Professionalising International CommunicationCore
    Module details

    In this module students will expand their knowledge of and expertise in functioning as communicators in an international environment. Students will analyse the use of language and culture in professional contexts from a range of perspectives including working in a multilingual, multicultural environment. Students will apply current theories of discourse and interpersonal and intercultural communication to real world contexts and improve their own practical competencies as international communica

  • English Language and International Communication DissertationCore
    Module details

    This year-long module offers you the opportunity to propose and execute a research project on a topic that reflects the learning outcomes of the English Language and Global Communications BA. You are supported in the development and application of research skills by supervision, lectures and seminars which provide guidance, information and discussion on the selection of topic and sources, use of evidence and methodologies, collection and analysis of data, writing up and presentation.

  • Identities on the Move: Arabic/Chinese/Francophone/Hispanic Studies in FocusOptional
    Module details

    This module explores various forms of cultural and political representation from the Arabic/Chinese/Francophone/Hispanic worlds, according to your chosen language. In particular, it examines core themes and issues, such as identity, belonging, and social movements, that are pertinent to the culture of study, considering how local, national, and transnational landscapes have influenced these issues. The module will develop your knowledge of key concepts and theories relevant to the culture of stu

  • Sex Strike: Gender and ProtestOptional
    Module details

    Across the globe, gender is a key principle of social organisation which defines the boundaries of inclusion and exclusion in both domestic and public life. Gender is fundamental to ideas about social order and power. Protest is a vital force for political and social change, particularly for changing conversations about gender. As such, this module considers the relationship between gender and protest. In particular, it considers the importance of protest in shaping both popular and theoretical

  • Work Placement for HumanitiesOptional
    Module details

    This is a work experience placement associated with employment with an appropriate employer that you as a graduate might eventually join, such as a small or large business, an arts organisation or a subject-based placement in a school. Assessment consists of a portfolio which you'll complete. You'll need to source your own placement.

    Assessment: portfolio

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

Who it's for

You're suited to this course if you're genuinely curious about how language works and how it varies across communities and cultures. You'll thrive if you enjoy close textual analysis, can articulate ideas clearly in writing, and want to understand the mechanics of communication in an interconnected world. This course appeals to those aiming for careers in international relations, translation, publishing, teaching, or communication roles where cultural and linguistic awareness matters. You should be comfortable with academic reading and independent project work, and ready to think critically about how English functions as both a global and locally-inflected language.

Careers & job market

Nationally, 85% of graduates from English and Literature courses are in work or further study within 15 months of completing their degree. Among working graduates, 55% are in highly skilled roles or pursuing further study. Graduate outcomes show starting salaries typically range from £23,000 to £30,000 at the 15-month stage; after five years, this rises to £24,650 to £34,800. Career paths vary widely depending on your interests and specialism, from education and publishing to corporate communication, media, translation services, and policy work. Check the university's careers service and course pages for sector-specific data and employer links.

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
94%
Learning opportunities
90%
Assessment and feedback
92%
Academic Support
98%
Organisation and management
90%
Learning resources
92%
Student voice
83%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

Entry & how to get in

Most entrants held A-levels or equivalent50% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 96 - 111 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check Westminster's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent50%
another higher-education qualification40%
a previous degree10%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Accessible entry

Accepted students came in with a broad spread of qualifications and UCAS points. If you're worried about grades, this course has historically taken a wide range, and contextual offers may apply.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesBBBA-level equivalent admitted students held
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course. One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask Westminster whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Home£2,930 / yr

Provider fee page (England 2026/27 cap where not stated).

Check fees at Westminster →

For students who normally live in England

illustrative Maintenance Loan per year
£2,930tuition used per year, published course home fee
illustrative borrowing over 3 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All Westminster funding →
No verified named award is shown for this provider yet.

That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.

We only display a named award when its provider source identifies the award and who it is for.

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StudyKit brings course choice, applications and funding together in one place, with a personal AI assistant. Find what really fits you and start your UCAS application step by step.

Career quizApplication walkthroughSalary & CV check

Careers & earnings

What English & Literature graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£26,000£23,000 – £32,50025
3 years after£24,000£18,500 – £29,000245
5 years after£29,000£23,000 – £35,500260

Nominal earnings for graduates of this course/subject at this provider. Limited evidence. Published sample: 25; treat comparisons cautiously. Cohort 2021-23.

Graduate outcomes, 15 months on: this course

80%
in work or further study 15 months on
60%
in highly skilled work or study
90%
continue past their first year
80%
find their work meaningful
70%
say work fits their future plans
  1. 1Graduate roleFirst role after the degree · 0–2 yrs
  2. 2Specialist / PractitionerWorking in english & literature · 2–5 yrs
  3. 3Senior / LeadLeading work and people · 5–10 yrs
  4. 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs

How pay grows: this course vs English & Literature nationally

Starting (15 months) HESA GO
£26,000
£23,000 – £30,000
After 3 years LEO
£24,000
£19,975 – £28,200
After 5 years LEO
£29,000
£24,650 – £34,800
national rangethis course’s medianaxis £18,500 – £36,000

National figures for English & Literature graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

80 of 100

were in work or further study

15 months after graduation

58% working12% working and studying9% in further study60% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2021-23. Limited evidence. Published sample: 25; treat comparisons cautiously. Cohort 2021-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with English & Literature courses at the same study level.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Business and public service associate professionalsSOC 2020 35 · 20% of published destinations · ASHE median £38,760
  • Teaching ProfessionalsSOC 2020 231 · 15% of published destinations · ASHE median £42,660
  • Administrative occupationsSOC 2020 41 · 10% of published destinations · ASHE median £27,006

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 170; response rate: 50%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Is BA (Hons) English Language and International Communication worth it?

It depends. BA (Hons) English Language and International Communication adds about +£41,210 over the first ten years vs. going straight to a job, but on these earnings the payoff is slower than average.

Mixed payoff: a longer-than-average break-even for this course
break evenyr 0yr 5yr 10yr 15yr 20graduateWorth it ≈ year 20.6

Cumulative earnings vs. going straight to work at 18, counting tuition and 3 years of wages given up while studying. The line clears zero around year 20.6. This is a simplified gross-earnings comparison, not a forecast of cash loan repayments.

+£41,210
10-year payoff
extra earnings over the first decade, after the fees you pay
5.7×
Return on investment
extra earnings over 10 yrs per £1 of fees
£8,790
Tuition over the course
£2,930/yr × 3 yrs (published course home fee)
£29,000
Grad earnings, 5 yrs on
£5,000 above a non-graduate (£24,000)

Model: this course’s own median graduate earnings (Graduate Outcomes / LEO) above the £24,000 non-graduate baseline (ONS), net of £2,930/yr over 3 years (published course home fee). Eligible England-domiciled students can apply for a Tuition Fee Loan; repayments are 9% only on income above the threshold, with anything left written off after 40 years. That makes the cash flow different from conventional commercial debt. Opportunity cost assumes £18,000 gross earnings forgone in each study year; figures are nominal and exclude tax, living costs, investment returns and loan interest. A simplified estimate. Earnings and actual fees vary by graduate, provider, fee status and UK nation.

Job market & outlook

How English & Literature graduates fare in the labour market, and how AI is reshaping the work.

85%
in work or further study 15 months after graduating, across English & Literature courses nationally.
Graduate Outcomes
55%
of working graduates are in highly skilled work or further study.
highly skilled
90%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Routine information gathering
  • First-draft writing and summaries
  • Standard analysis and admin
  • Repetitive processing tasks

More human than ever

  • Judgement and original thinking
  • Working with and leading people
  • Owning and sense-checking AI output
  • Ethics and accountability

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where English & Literature graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Publishers
  • Media & broadcasters
  • Marketing & PR agencies
  • Charities & public sector

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

Published home tuition is £2,930/year for this course. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

80% were in work or further study 15 months after graduating, with a median salary of £26,000. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 8.7 out of 10: NSS 91.3% · in work or study 80% · continued 90%.

Who studies here and in this subject?

Provider- and UK subject-level context.

The University of Westminster

All students20,940
International30.3%
Aged 25+14.1%

Language and area studies across the UK

Students75,355
Aged 25+23.7%

HESA student record 2024/25. Counts are rounded.

Local crime-data context

A neutral snapshot around the published teaching location.

Around Regent Campus

14,027 street-level reports returned within roughly one mile across 2026-04 to 2026-06.

Theft From The Person 3022Other Theft 2813Shoplifting 1962Violent Crime 1808Anti Social Behaviour 1731

Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.

Is English & Literature right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to Westminster from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is set per course by Westminster; international fees are typically £12,000–£30,000/year for classroom subjects and higher for lab/clinical ones. You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check Westminster’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with Westminster and gov.uk before you apply.

Common questions

Entry is historically accessible, accepted students came in with a broad spread of qualifications. The most common tariff band among recent entrants was 112 - 127 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by Westminster. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For Language and area studies graduates from this provider, 80% were in work or further study 15 months after graduating, 60% in highly skilled roles, typical earnings around £26,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
The published home tuition is £2,930 per year for this course. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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