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University of Huddersfield · Undergraduate
BMus (Hons) Music Performance Bachelor's degree at Huddersfield
BMus (Hons) Music Performance at Huddersfield is delivered at Queensgate Campus by the University of Huddersfield, a public university.
BMus (Hons)
Award
3
Years
Full-time
Study mode
85%
in work/study (15m)
About this course
placement year UCAS Tariff 120-104 points Recent Awards For Excellence Find out more about these awards About this course Overview Why choose Huddersfield for this course? From the provider’s course page.
BMus (Hons) Music Performance is a Bachelor's degree (BMus (Hons)) at Huddersfield, based in Queensgate Campus. It runs 3 years, studied full-time.
For Music graduates from this provider, 85% were in work or further study 15 months after graduating, 35% in highly skilled roles, typical earnings around £24,500. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For the typical curriculum, specialisations, career paths and graduate earnings for Music & Performing Arts, see the sections below.
Course evidence score
The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.
8.7
/ 10
Excellent
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Excellent81
Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)
Graduate outcomes
In work or further study 15 months after graduating
Excellent85
Limited evidence Published sample: 20; treat comparisons cautiously. Cohort 2021-23. Graduate Outcomes work or further study 85% (2021-23; Discover Uni snapshot 2026-06-21)
Continuation
Students who continue past their first year
Exceptional95
Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 95% (2022-23; Discover Uni snapshot 2026-06-21)
Curriculum & modules
Real modules published for this course, grouped only where the source gives a year, stage or level.
Year 1 6 modules
- Specialist PerformanceCore
Module details
You'll work one-on-one with an instrumental or vocal tutor throughout the year to strengthen your technical skills and deepen your musical understanding. This will prepare you for both solo and group performances in Year 2 and 3. Alongside regular assessment and feedback from your specialist tutor, you'll explore improvisation in a small group setting and create a solo recital (live or recorded) as part of your assessment.
- Performance Skills 1Core
Module details
You will gain hands-on experience of a variety of key musical skills: improvisation; aural awareness; ensemble performance; and evaluating your own and others' performances. A wide range of styles and genres will be explored, and you will work with musicians relevant to your specialism as a pop, classical, or jazz performer.
- Music, Culture and SocietyCore
Module details
This module will introduce you to a range of approaches to studying music and music technology. You will develop research, source-handling, evaluation, and critical-thinking skills and apply these to repertoires, cultures, and issues appropriate to your degree course. Linked lectures and seminars will increase your knowledge of key themes and concerns in music studies, give you opportunities to debate your ideas with others, and develop your confidence as an increasingly independent researcher.
- Understanding MusicCore
Module details
You will explore the building blocks of music in all its forms, developing an understanding of how music 'works' through the use of key theoretical principles such as melody, harmony, rhythm, form, timbre, and so on. This will allow you to investigate a number of key works from a wide range of musical styles and histories in detail, engaging with music in ways that will also develop your creativity as a performer or composer.
- Technology for MusiciansCore
Module details
This module takes a hands-on approach to various aspects of using technology as a musician, giving you the skills to feel confident working in today's creative industries. You will learn how to use music notation and Digital Audio Workstation (DAW) software, alongside video and sound recording techniques aimed at content creation.
- Composition 1Core
Module details
The module is intended to enable you to develop your compositional abilities, through the exploration of a range of compositional techniques, with particular reference to acquiring a better understanding of rhythm, timbre, melody/contour, harmony, texture, form and notation. You will also explore the basics of instrumentation. Your creative aural imagination will be stimulated by studying and employing a variety of expressive musical languages.
Year 2 6 modules
- Inside the Music BusinessCore
Module details
Inside the Music Business will introduce you to a range of issues relevant to the current music industry, from copyright, contracts and economics through to the role of the media in marketing, reviewing, and representing music. You will explore the production, distribution and revenue models of the global music business and develop the critical and analytical skills to understand these working practices and the ways they relate to your own practice as a musician. On completion of the module, you
- Performance Skills 2Core
Module details
You will choose one practical option from an array of ensembles, bands, and approaches to performance. Options typically range from conducting, music theatre, and improvisation through to groups like orchestra, big band, brass band, classical and pop choirs, and a huge variety of pop, rock, soul, funk, and folk bands. Specialist performance tutors will coach you towards assessed performances that are open to the public.
- Solo PerformanceCore
Module details
Throughout the year, you'll work one-on-one with your instrumental or vocal tutor to develop your technical skills and musical insight. This will prepare you for a solo performance recital (live or recorded, where you'll showcase your progress in musicianship, communication, and technical ability.
- Solo Performance (Extended)Core
Module details
Building on your Solo Performance module, additional individual tuition will help you to continue to advance as a performer. Throughout the year, you will work closely with an instrumental or vocal tutor to refine your technical skills and deepen your musical understanding in a solo performance recital (live or recorded) where you will demonstrate your developing musicianship, communication, and technical ability. This is an opportunity to showcase your progress and prepare for professional-leve
- Projects in Musical CulturesCore
Module details
As an increasingly confident and independent musical researcher and creative practitioner, you will undertake an in-depth exploration of a particular area of music by choosing one specialist topic from a range on offer. Using research to underpin and inspire both scholarly and artistic activity, you will engage with current debates within musicology, discover new repertoire and methodologies, and investigate music as a cultural text.
- Performance Skills 2 (extended)Optional
Module details
This module permits students to select an additional group performance activity to broaden their study alongside AIM2412 Performance Skills 2.
Optional placement year 3 modules
- Arts and Humanities PlacementOptional
Module details
The placement year is your chance to gain hands-on experience and build on the skills you've developed in your first two years of study. You'll spend up to 48 weeks (minimum 36 weeks) in a graduate-level role, sharpening your professional skills, exploring career options, and boosting your future job prospects. During your placement, you'll reflect on your performance, develop real-world skills, and learn to approach your role with a critical eye. Your placement will be monitored, and you'll be
- Portfolio Sandwich YearOptional
Module details
The Portfolio Sandwich Year module provides a flexible and tailored approach to professional development. It allows you to create a customised portfolio of graduate-level opportunities if your career aspirations don't align with a traditional sandwich year placement. This module will help you develop a diverse and adaptable skillset, build professional networks, and enhance your career readiness through a mix of structured and self-directed activities.
- Enterprise PlacementOptional
Module details
This module aims to: provide the skills, facilities and support to enable students to set up and run their own business or freelance service during their sandwich year; enable students to apply and test their knowledge and skills (including both creative and personal skills) as developed through their studies to date; give students experience of working in a self-employed capacity in their chosen industry as appropriate to their pathway; provide opportunities for personal development in a self-e
Year 4 6 modules
- Music Industry and Professional SkillsCore
Module details
After an initial lecture and seminar programme covering aspects of professional practice, you will complete a work-related project. Typical work-related projects include: documented placement work (for example, as a classroom assistant in a school; membership, administration or promotion of a non-university music ensemble; assisting in concert management; work as a music copyist and/or editor; music journalism; studio management etc.); researching and building a professional work-related website
- Independent ProjectCore
Module details
Independent Project is your chance to explore an area of music that is important to you. You will devise your own project, and choose its format assessment method.
- Performance Skills 3Core
Module details
You will choose one practical option from an array of ensembles, bands, and approaches to performance. Options typically range from conducting, music theatre, and improvisation through to groups like orchestra, big band, brass band, classical and pop choirs, and a huge variety of pop, rock, soul, funk, and folk bands. Specialist performance tutors will coach you towards assessed performances that are open to the public.
- Performance Skills 3 (Extended)Optional
Module details
This module permits students to select an additional group performance activity and to broaden their study alongside the Performance Skills 3 module.
- Advanced Solo PerformanceCore
Module details
Throughout the year, you'll work one-on-one with your instrumental or vocal tutor to develop your technical skills and musical insight. This will prepare you for a solo performance recital (live or recorded, where you'll showcase your progress in musicianship, communication, and technical ability.
- Advanced Solo Performance (Extended)Core
Module details
Building on your Advanced Solo Performance module, additional individual tuition will help you to continue to advance as a performer. Throughout the year, you will work one to one with an instrumental or vocal tutor to refine your technical skills and deepen your musical understanding in two solo performance recitals (live or recorded) where you will demonstrate your developing musicianship, communication, and technical ability. This is an opportunity to showcase your progress and prepare for pr
Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.
Course in depth
What this course covers, who it suits and where it leads.
What you'll study
You'll usually start with principal-study lessons, ensemble playing and performance classes, alongside foundational musicianship, harmony and aural skills. Year 1 also covers music in context, repertoire and history from early to contemporary periods. As you progress into Year 2, your performance work deepens through recitals and larger ensemble projects, whilst you'll explore composition, music technology and production. You'll also develop teaching and community music skills. In Year 3, you move towards a specialist pathway, such as performance, composition, musicology or music production, and study the professional side of music: funding, promotion and portfolio careers. The course culminates in a final recital, portfolio or major project. Specialisations are available such as Performance, Composition, Music production, Musicology, Music education and Ensembles.
Who it's for
This course suits students seeking a structured, practice-focused qualification in music performance. Most accepted students held another higher-education qualification. Typical entrants had a UCAS tariff between 128 and 143 points. The course is taught in English and runs full-time over three years.
Careers & job market
Across Music and Performing Arts courses nationally, 90% of graduates were in work or further study 15 months after graduating. Of those working, 55% were in highly skilled roles or undertaking further study. National graduate earnings data shows starting salaries (at 15 months) ranged from £20,000 to £28,000, with variation continuing as careers progress. After five years, earnings ranged from £19,975 to £28,200 nationally. First-year retention across the university stands at 85%.
University & format
This is a 3-year full-time Bachelor's degree (BMus (Hons) Music Performance) taught at the University of Huddersfield, a public university at its Queensgate Campus. Instruction is in English. The degree is recognised by the University of Huddersfield as a UK degree-awarding body, and the university holds Gold for teaching quality in the Office for Students' TEF 2023.
Student satisfaction
How students on this course answered the National Student Survey, by theme.
Share of students responding positively.
Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)
Applicant information
The next application dates for this course, followed by facts the provider publishes.
Application timelineWhat happens next
- 2027 entryCompleted applications can be submitted
Your application needs a reference before you can send it.
- 2026 entryFinal date for 2026 applications
Applications must reach UCAS by 18:00 UK time.
- 2026 entryLast day to add a Clearing choice
Check that this course still has a vacancy before adding it.
- 2027 entryEqual-consideration deadline
18:00 UK time for most undergraduate courses.
Show 5 later dates
- 2027 entryUCAS Extra opens
Applicants who used all five choices and hold no offer may be able to add another choice.
- 2027 entryLast day applications go directly to providers
Applications received after 18:00 UK time are entered into Clearing.
- 2027 entryClearing opens
Eligible applicants can see vacancies and release themselves into Clearing.
- 2027 entryFinal date for 2027 applications
Applications must reach UCAS by 18:00 UK time.
- 2027 entryLast day to add a Clearing choice
Check that this course still has a vacancy before adding it.
Published entry120-104 UCAS tariff points typical offer
Provider-published requirement; check the linked course page before applying.
PlacementPublished placement option
Placement year. Availability, selection and pay can vary.
Open daysOpen Days
See and book current events. Dates can fill or change.
Entry & how to get in
Typical offer (from the provider)The university’s course page lists a typical A-level offer of BBB and around 104 UCAS points. Always check the provider for the current offer and subject requirements.
Most entrants held another higher-education qualification50% of accepted students came in with another higher-education qualification (entrants over recent years).
Typical UCAS tariff: 128 - 143 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check Huddersfield's official course page for the current offer.
Who gets in
What recently admitted students actually held, official admissions data, not a stated requirement.
UCAS tariff of entrants
Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.
Qualifications held on entry
| Qualification | Share |
|---|---|
| another higher-education qualification | 50% |
| A-levels or equivalent | 50% |
Entry & your chances
An honest read from the official entry data, plus your personal match.
Offer-based entry
Entry is set by the university and based on your offer. Use your predicted grades to see how you compare, then check the university's stated requirements.
Will you get in? Plot your grades
Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.
Your UCAS points0
▾
Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.
Add your grades to see where you land
Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.
How to apply
Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.
Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesAABA-level equivalent admitted students held
- 1Register on UCAS Hub
Create your UCAS application and add this course. One application covers up to five choices.
- 2Write your personal statement
A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.
- 3Submit by 13 January 2027, 18:00 UK time
UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.
- 4Reply to your offers
When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.
- 5Results day & confirmation
On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.
💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask Huddersfield whether you’re eligible before you apply; it can lower the grades you need.
Fees & funding
What this course costs and how UK student finance covers it.
Tuition per year
Homeup to £9,790 / yr
International£17,600 / yr
Provider fee page (England 2026/27 cap where not stated).
Check fees at Huddersfield →For students who normally live in England
illustrative Maintenance Loan per year
£9,790tuition used per year, illustrative full-time England fee-cap scenario
illustrative borrowing over 3 years
2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.
Starting on or after 1 January 2027?
The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.
Paying for it
- Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
- Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
- Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
- Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.
England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.
Funding matched to this course
All Huddersfield funding →Scholarships & bursaries you could qualify for
Named awards published by the university. Compare the eligibility and application route before budgeting for one.
students competing in basketball
Check eligibility →Amounts, exclusions and deadlines can change. An award is not guaranteed unless the university confirms it.
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Career quizApplication walkthroughSalary & CV check
Careers & earnings
What Music & Performing Arts graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.
Graduate earnings: this course
| When | Median | Typical range | Graduates |
|---|---|---|---|
| 15 months after | £24,500 | £20,000 – £28,000 | 20 |
| 3 years after | £20,500 | £16,000 – £25,000 | 165 |
| 5 years after | £25,000 | £20,000 – £31,000 | 165 |
Nominal earnings for graduates of this course/subject at this provider. Limited evidence. Published sample: 20; treat comparisons cautiously. Cohort 2021-23.
Graduate outcomes, 15 months on: this course
85%
in work or further study 15 months on
35%
in highly skilled work or study
95%
continue past their first year
85%
find their work meaningful
65%
say work fits their future plans
- 1Graduate roleFirst role after the degree · 0–2 yrs
- 2Specialist / PractitionerWorking in music & performing arts · 2–5 yrs
- 3Senior / LeadLeading work and people · 5–10 yrs
- 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs
How pay grows: this course vs Music & Performing Arts nationally
Starting (15 months) HESA GO
£24,500
£20,000 – £28,000After 3 years LEO
£20,500
£15,725 – £22,200After 5 years LEO
£25,000
£19,975 – £28,200national rangethis course’s medianaxis £14,500 – £29,500
National figures for Music & Performing Arts graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.
Work out your pay
Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.
What happened to 100 students?
Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.
85 of 100
were in work or further study
15 months after graduation
65% working10% working and studying10% in further study35% in highly skilled work or study
Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2021-23. Limited evidence. Published sample: 20; treat comparisons cautiously. Cohort 2021-23. Each tab is a separate published measure; categories can overlap and should not be added together.
Value compared with similar courses
How this course’s 5-year median earnings compare with Music & Performing Arts courses at the same study level.
This course £25,000Peer median £23,500Middle 50% £22,500–£25,500
74th percentile
Compared with 527 courses with compatible official earnings data. This is a course-value comparison, not a quality ranking.
UK occupations graduates enter
Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.
- Elementary occupationsSOC 2020 9 · 20% of published destinations · ASHE median £19,087
- Artistic, literary and media occupationsSOC 2020 341 · 15% of published destinations · ASHE median £33,824
- Customer service occupationsDiscover Uni category · 15% of published destinations
Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 40; response rate: 55%. Pay describes the occupation across workers, not a guaranteed graduate salary.
Job market & outlook
How Music & Performing Arts graduates fare in the labour market, and how AI is reshaping the work.
90%
in work or further study 15 months after graduating, across Music & Performing Arts courses nationally.
Graduate Outcomes55%
of working graduates are in highly skilled work or further study.
highly skilled85%
of students continue past their first year (still enrolled or completed).
continuationHow AI is changing the work
AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.
What AI takes off your plate
- Routine information gathering
- First-draft writing and summaries
- Standard analysis and admin
- Repetitive processing tasks
More human than ever
- Judgement and original thinking
- Working with and leading people
- Owning and sense-checking AI output
- Ethics and accountability
The strongest graduates pair subject depth with the ability to use AI tools critically.
Roles & employers
Where Music & Performing Arts graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.
Roles graduates go into
Where they work
- Orchestras & ensembles
- Schools & conservatoires
- Studios & venues
- Media & freelance
Jobs after this course
Current roles from the StudySmarter job board that suit Music & Performing Arts graduates.
Music Tech Beta Liaison & Support SpecialistinMusic Brands, Inc.Music QTSColmore Education Recruitment LtdMusic Teachers in HuddersfieldAcademicsMusic Rights Operations & Data Services LeadPPLMusic Engagement Officer - Alternative Provision · Coventry MusicMusiceducationukMusic Audio & Tech Support Desk SpecialistMandarin RecruitmentLive from the StudySmarter job board · as of 2026-08-01.See all matching jobs
Is this course right for you?
The essentials UK applicants ask about: finance, outcomes, entry and quality.
💷
Student finance
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.
📈
Where graduates go
85% were in work or further study 15 months after graduating, with a median salary of £24,500. See the full breakdown in Careers & earnings above.
🎯
Your entry chances
Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.
⭐
Official-data snapshot
Averaging the official measures published for it, this course scores 8.7 out of 10: NSS 81.4% · in work or study 85% · continued 95%.
Who studies here and in this subject?
Provider- and UK subject-level context.
The University of Huddersfield
All students16,360
International18.2%
Aged 25+28.6%
Design, and creative and performing arts across the UK
Students178,755
Aged 25+15.7%
HESA student record 2024/25. Counts are rounded.
Local crime-data context
A neutral snapshot around the published teaching location.
Around Queensgate Campus
1,678 street-level reports returned within roughly one mile across 2026-04 to 2026-06.
Violent Crime 623Public Order 181Shoplifting 170Anti Social Behaviour 158Other Theft 105
Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.
Is Music & Performing Arts right for you?
Tick what applies to you and see how good a fit it is.
International students
What applying to Huddersfield from outside the UK involves: fees, English, visa, funding and living costs.
Tuition fees
International tuition is £17,600 / year for this course (from the provider’s fee page). You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.
English language
Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.
Student visa
You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.
Scholarships & funding
Many universities offer international/global scholarships (often £2,000–£6,000/yr), check Huddersfield’s funding pages.
Living costs
Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.
Working while you study
A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.
Visa rules and fees change. Always confirm the current requirements with Huddersfield and gov.uk before you apply.
Related courses
More at Huddersfield
Music & Performing Arts at other universities
BA (Hons) Drama and Theatre Studies (with integrated foundation year)Aberystwyth UniversityBA (Hons) Drama and Theatre Studies (with integrated year in professional practice)Aberystwyth UniversityBA (Hons) Drama & Theatre StudiesAberystwyth University
BA (Hons) Creative Industries Futures (including Foundation Year)ACMCommon questions
How competitive is entry?
Entry is offer-based and set by the university. The most common tariff band among recent entrants was 128 - 143 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
What are the entry requirements?
Set by Huddersfield. Most accepted students held another higher-education qualification. Check the university's course page for the exact offer.
What do graduates go on to do?
For Music graduates from this provider, 85% were in work or further study 15 months after graduating, 35% in highly skilled roles, typical earnings around £24,500. (HESA Graduate Outcomes / LEO, via Discover Uni.)
What will it cost me?
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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