MEng (Hons) Electrical and Electronic Engineering · University of NottinghamIntegrated Master's degree · 4 years
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University of Nottingham · Undergraduate

MEng (Hons) Electrical and Electronic Engineering Integrated Master's degree at the University of Nottingham

MEng (Hons) Electrical and Electronic Engineering at University of Nottingham. You'll study core theory alongside research methods, applied practice, specialist options, an independent project, and professional skills development.

MEng (Hons)
Award
4
Years
Full-time
Study mode
95%
in work/study (15m)

About this course

This course will give you the skills to design, create and utilise a broad range of technologies that are central to modern industrial, commercial and communications fields. From the provider’s course page.

MEng (Hons) Electrical and Electronic Engineering is an Integrated Master's degree (MEng (Hons)) at the University of Nottingham. It runs 4 years, studied full-time.

For Electrical and electronic engineering graduates from this provider, 95% were in work or further study 15 months after graduating, 85% in highly skilled roles, typical earnings around £32,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for Engineering, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

8.8
/ 10
Excellent
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Excellent88

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Exceptional95

Limited evidence Published sample: 25; treat comparisons cautiously. Cohort 2022-23. Graduate Outcomes work or further study 95% (2022-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Excellent80

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 80% (2022-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Year one 6 modules
  • Applied Electrical and Electronic Engineering Construction ProjectCore
    Module details

    Get hands-on with the first-year individual practical design project. In this module, across eight dedicated project weeks, you'll construct an autonomous vehicle platform and develop your own solutions for multiple engineering challenges. As well as building on the theoretical knowledge acquired from the other modules, you'll build skills in circuit design, programming and troubleshooting. It's a chance to apply your learning in a practical setting while developing the problem-solving mindset e

  • Contemporary Engineering Themes ACore
    Module details

    Prepare for your future as a professional engineer. Discover how modern engineers shape the world responsibly, tackle global challenges, champion sustainability and drive inclusive innovation. This module introduces technical themes and engineering disciplines that are driving modern engineering. As you study these diverse themes, you'll engage in discussion with your peers, conduct independent research and learn how to present your findings confidently, preparing you for your continuing studies

  • Engineering MathematicsCore
    Module details

    Develop core mathematical tools essential for solving real-world engineering problems. In this module, you'll apply techniques such as calculus, complex numbers and vectors to simplify electrical networks and describe electromagnetic fields. Rather than focusing on formal proofs, the emphasis is on using mathematics as a practical toolset to support your work in electronics, systems and signal processing.

  • Information and SystemsCore
    Module details

    Understand the essential principles of electronic and information systems, from digital logic to amplifiers, filters and semiconductor devices. You'll explore how signals behave, where noise comes from and how communication systems operate. Simulation tools help bring circuit behaviour to life and reinforce your analysis skills. This module builds a solid platform for future work in electronics, communications and digital systems.

  • Introduction to Software Engineering and ProgrammingCore
    Module details

    Develop your programming skills in an engineering context. This module teaches how to analyse problems and develop code to solve them, using structured approaches that translate across platforms. You'll work on practical tasks that show how software supports engineering design, testing and control. These foundational skills are applied throughout the degree in both individual and group projects.

  • Power and EnergyCore
    Module details

    Explore the foundations of electrical power systems and how energy is generated, transmitted and used. You'll learn to analyse circuits, understand AC and DC behaviour, and study how core components like transformers and machines operate. The module also introduces future-facing topics like renewable integration and the challenges of building modern power networks. It sets the groundwork for further study in energy systems and infrastructure.

Year two 7 modules
  • Contemporary Engineering Themes BCore
    Module details

    Connect your technical learning with the broader role of engineers in the world. Led by expert researchers, you'll explore research that is shaping our future society and examine real-world applications and breakthroughs. At the same time, you'll delve into topics including ethics, regulation and sustainability, allowing you to gain a vital appreciation of the wider societal aspects of the engineering profession.

  • Design and Implementation of Engineering SoftwareCore
    Module details

    Explore the software engineering techniques behind high-quality, reliable code. This module introduces object-oriented programming using C++, showing how design decisions affect long-term software performance and maintenance. You'll develop structured, reusable code and understand key principles like modularity, encapsulation and inheritance. This prepares you to build software systems used in control, modelling and embedded applications.

  • Electrical Energy Conditioning and ControlCore
    Module details

    Learn how electrical energy is managed, converted and controlled in real systems. You'll explore power electronics, renewable technologies, electrical machines and the fundamentals of control engineering. This module shows how different energy technologies are connected and provides the theoretical and practical grounding for specialist study in energy systems and power electronics.

  • Electronic Processing and CommunicationsCore
    Module details

    Develop your understanding of the technologies behind modern electronic and communication systems. This module focuses on the theoretical design and analysis of analogue and digital circuits, including transistor-based circuits, logic systems and filtering techniques. It also builds on your knowledge of communication systems and explores how noise and interference affect signal integrity. You'll build the skills needed to evaluate system behaviour and understand the building blocks of more compl

  • Electronic Systems Group Design ProjectCore
    Module details

    Work in teams to design and prototype an electronic system. You'll apply your understanding of circuit design, microcontrollers and programmable logic to develop a working system. Alongside technical skills, the project builds teamwork, communication and project management abilities - preparing you for more advanced design modules and professional project work.

  • Energy Conditioning Group Design ProjectCore
    Module details

    Design and build a functional power electronics converter as part of a team. This lab-based project lets you demonstrate your understanding of circuits, magnetic components and testing to accomplish a real engineering task. You'll gain hands-on experience in system development while strengthening skills in collaboration and technical communication.

  • Modelling: Methods and ToolsCore
    Module details

    Learn how to build and analyse mathematical models of engineering systems. This module covers dynamic systems, digital systems, numerical methods and data analysis - giving you the tools to simulate and solve real engineering problems. You'll also use software tools to apply these techniques practically.

Year three 4 modules
  • Advanced Engineering MathematicsCore
    Module details

    Explore advanced mathematical techniques for solving complex engineering problems. This module covers matrix operations, eigenproblems, signal processing and transforms, and data compression, with applications in system modelling and simulation. Learn how to optimise engineering models using singular value decomposition, wavelets and iterative approaches. Learn to compress and represent your data using complementary transforms – such as for square-wave data – or using Principal Component Analysi

  • Analogue ElectronicsCore
    Module details

    Explore the design of transistor amplifiers and high-frequency microwave circuits. This module covers topics in two parts; part one will focus on BJT and MOSFET amplifier behaviour in low and high frequency. This covers differential amplifiers, active loads, current mirror design and noise in integrated circuits. In part two, the focus will be directed to; transmission lines, network analysis and microwave device design using industry-standard tools. You will gain hands-on experience with BJT am

  • Group ProjectCore
    Module details

    The project involves students working in groups of between four and six on a real-world engineering problem. All groups work on the same project and the task is set by a Stakeholder who is typically external to the Department. The students work on the project for the whole academic year and look to come up with an engineering solution to the problem. This will encompass a broad range of engineering skills, involving the design, analysis and evaluation of systems or engineering problems. Assessme

  • Professional StudiesCore
    Module details

    Develop the professional and interpersonal skills essential for a successful engineering career. This module focuses on communication, teamwork, project management and ethical considerations in engineering practice. You will explore industry standards, legal responsibilities and sustainable practices, preparing you to navigate complex challenges in professional environments. Through group projects and presentations, this module provides a foundation for leadership and collaboration in the workpl

Year four 3 modules
  • Applications of AI in Electrical and Electronic EngineeringOptional
    Module details

    Explore the power of Natural Language Processing, master regression analyses, and unravel the efficiencies of YOLO for object detection. Combining theory with hands-on Python-based lab sessions, this module ensures a practical understanding and even offers a Python primer class for non-Python programmers. Perfect for engineers eager to harness data and AI tools effectively.

  • Cybersecurity in Electrical and Electronic EngineeringOptional
    Module details

    Delve into the world of cybersecurity with a focus on software, network and data security. You will learn to identify and mitigate software vulnerabilities, explore encryption principles and examine network risks through practical lab exercises and real-world demonstrations. From secure application development to network penetration testing, this module equips you to address contemporary cybersecurity challenges in engineering systems​.

  • Digital CommunicationsOptional
    Module details

    Discover the principles of modern digital communication systems, including analogue-to-digital conversion, data compression and error correction. With practical coursework on JPEG compression and line coding, you will gain a deep understanding of information theory and channel capacity. This module prepares you to design efficient communication systems for modern applications, from high-bandwidth communication to internet connectivity.

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

What you'll study

This course will give you the skills to design, create and utilise a broad range of technologies central to modern industrial, commercial and communications fields. A course like this typically moves from engineering foundations in Year 1, mathematics, mechanics, materials and practical CAD skills, through discipline core modules in Year 2 such as circuits and systems alongside engineering analysis and computing. You'll normally undertake a group design project against a real specification. In Year 3, you'll choose specialist options such as Mechanical, Electrical & Electronic, Civil & Structural, Robotics & Mechatronics, Energy & Sustainability, or a Chartered (CEng) pathway, paired with professional engineering practice covering safety, ethics and sustainability. The degree culminates in a substantial individual design or research project.

Who it's for

This course suits students with strong science and mathematics foundations. Most accepted students held A-levels or equivalent qualifications, with typical UCAS tariffs between 128 and 143 points. You should be prepared for a demanding four-year programme combining theoretical knowledge with practical engineering application.

Careers & job market

Across engineering courses nationally, 90% of graduates are in work or further study within 15 months of graduating, with 80% of working graduates in highly skilled roles or continuing their studies. National Graduate Outcomes data shows starting salaries typically range from £29,000 to £35,000 at 15 months post-graduation, rising to £33,150–£46,800 after five years. These figures reflect the broader engineering graduate labour market rather than university-specific outcomes. First-year retention stands at 88% across the student cohort.

University & format

The MEng (Hons) Electrical and Electronic Engineering is a 4-year full-time Integrated Master's degree at the University of Nottingham, a public Russell Group university founded in 1881. Taught in English, the degree is awarded by a recognised UK degree-awarding body and is nationally recognised. The university holds a Silver award for teaching quality in the Office for Students' TEF 2023 and is.

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
90%
Learning opportunities
84%
Assessment and feedback
91%
Academic Support
87%
Organisation and management
97%
Learning resources
88%
Student voice
82%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

Published entryAAA typical offer

Provider-published requirement; check the linked course page before applying.

Contextual offersPublished by this provider

The provider publishes contextual-offer information. Eligibility and any reduced offer are applicant-specific.

AccreditationIET

Names detected beside accreditation or recognition copy on the provider course page; verify the route and intake.

PlacementPublished placement option

Year in industry. Availability, selection and pay can vary.

Open daysBook an open day

See and book current events. Dates can fill or change.

Entry & how to get in

Typical offer (from the provider)The university’s course page lists a typical A-level offer of AAA. Always check the provider for the current offer and subject requirements.
Most entrants held A-levels or equivalent70% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 128 - 143 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check the University of Nottingham's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent70%
another higher-education qualification20%
a previous degree10%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Offer-based entry

Entry is set by the university and based on your offer. Use your predicted grades to see how you compare, then check the university's stated requirements.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesAABA-level equivalent admitted students held
UCAS codeH600quote this on your application
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course (code H600). One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask University of Nottingham whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Homeup to £9,790 / yr
International£32,798 / yr

Provider fee page (England 2026/27 cap where not stated).

Check fees at University of Nottingham →

For students who normally live in England

illustrative Maintenance Loan per year
£9,790tuition used per year, illustrative full-time England fee-cap scenario
illustrative borrowing over 4 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All University of Nottingham funding →
No verified named award is shown for this provider yet.

That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.

We only display a named award when its provider source identifies the award and who it is for.

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Career quizApplication walkthroughSalary & CV check

Careers & earnings

What Engineering graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£32,000£30,000 – £36,50025
3 years after£35,500£29,500 – £41,50060
5 years after£43,500£35,500 – £52,00065

Nominal earnings for graduates of this course/subject at this provider. Limited evidence. Published sample: 25; treat comparisons cautiously. Cohort 2022-23.

Graduate outcomes, 15 months on: this course

95%
in work or further study 15 months on
85%
in highly skilled work or study
80%
continue past their first year
75%
find their work meaningful
65%
say work fits their future plans
  1. 1Graduate roleFirst role after the degree · 0–2 yrs
  2. 2Specialist / PractitionerWorking in engineering · 2–5 yrs
  3. 3Senior / LeadLeading work and people · 5–10 yrs
  4. 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs

How pay grows: this course vs Engineering nationally

Starting (15 months) HESA GO
£32,000
£29,000 – £35,000
After 3 years LEO
£35,500
£26,775 – £37,800
After 5 years LEO
£43,500
£33,150 – £46,800
national rangethis course’s medianaxis £25,000 – £48,500

National figures for Engineering graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

95 of 100

were in work or further study

15 months after graduation

80% working5% working and studying5% in further study85% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2022-23. Limited evidence. Published sample: 25; treat comparisons cautiously. Cohort 2022-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with Engineering courses at the same study level.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Engineering professionalsSOC 2020 212 · 40% of published destinations · ASHE median £50,325
  • Information Technology ProfessionalsSOC 2020 213 · 35% of published destinations · ASHE median £55,357
  • Managers, directors and senior officialsSOC 2020 1 · 10% of published destinations · ASHE median £51,733

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 15; response rate: 90%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Job market & outlook

How Engineering graduates fare in the labour market, and how AI is reshaping the work.

90%
in work or further study 15 months after graduating, across Engineering courses nationally.
Graduate Outcomes
80%
of working graduates are in highly skilled work or further study.
highly skilled
88%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Routine information gathering
  • First-draft writing and summaries
  • Standard analysis and admin
  • Repetitive processing tasks

More human than ever

  • Judgement and original thinking
  • Working with and leading people
  • Owning and sense-checking AI output
  • Ethics and accountability

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where Engineering graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Engineering & manufacturing firms
  • Automotive & aerospace
  • Energy & utilities
  • Defence & consultancies

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

95% were in work or further study 15 months after graduating, with a median salary of £32,000. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 8.8 out of 10: NSS 88.4% · in work or study 95% · continued 80%.

Who studies here and in this subject?

Provider- and UK subject-level context.

University of Nottingham

All students36,460
International21.1%
Aged 25+14.2%

Engineering and technology across the UK

Students176,530
Aged 25+23%

HESA student record 2024/25. Counts are rounded.

Local crime-data context

A neutral snapshot around the published teaching location.

Around The University of Nottingham

844 street-level reports returned within roughly one mile across 2026-04 to 2026-06.

Shoplifting 222Violent Crime 204Anti Social Behaviour 65Other Theft 63Vehicle Crime 60

Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.

Is Engineering right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to University of Nottingham from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is £32,798 / year for this course (from the provider’s fee page). You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check University of Nottingham’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with University of Nottingham and gov.uk before you apply.

Common questions

Entry is offer-based and set by the university. The most common tariff band among recent entrants was 128 - 143 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by the University of Nottingham. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For Electrical and electronic engineering graduates from this provider, 95% were in work or further study 15 months after graduating, 85% in highly skilled roles, typical earnings around £32,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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