BA (Hons) English Language and Linguistics · University of ReadingBachelor's degree · 3 years
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University of Reading · Undergraduate

BA (Hons) English Language and Linguistics Bachelor's degree at the University of Reading

BA (Hons) English Language and Linguistics at University of Reading. English language and linguistics sits at the intersection of grammar, meaning-making, and human communication.

BA (Hons)
Award
3
Years
Full-time
Study mode
100%
in work/study (15m)

About this course

BA (Hons) English Language and Linguistics is a Bachelor's degree (BA (Hons)) at the University of Reading. It runs 3 years, studied full-time.

For English studies graduates from this provider, 100% were in work or further study 15 months after graduating, 65% in highly skilled roles, typical earnings around £24,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for English & Literature, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

9.4
/ 10
Exceptional
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Exceptional93

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Exceptional100

Limited evidence Published sample: 15; treat comparisons cautiously. Cohort 2022-23. Graduate Outcomes work or further study 100% (2021-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Exceptional90

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 90% (2022-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Year 1 10 modules
  • English Language and SocietyCompulsory
    Module details

    To understand how language operates in social groups, this will provide you with a basis for further in-depth study in English language and linguistics.

  • Techniques and Skills for Applied LinguisticsCompulsory
    Module details

    To support your transition to university study, you'll focus on developing your reading, writing, critical thinking, presentation, library, and technology skills in relation to the study of English language and linguistics.

  • Sounds, Grammar and MeaningCompulsory
    Module details

    Examine language as a communication system considering sound production and perception, grammatical categorisation, and meaning. You'll gain the knowledge and skills to analyse written and spoken data.

  • Globalisation and LanguageCompulsory
    Module details

    Learn how languages spread across the world and explore debates around linguistic imperialism, political dimensions of language use, and language policies. You'll consider the effects of technology and migration on the linguistics of regions worldwide.

  • Introduction to LinguisticsOptional
    Module details

    Investigate the origin, development, and characteristics of human language. You'll focus on topics such as language endangerment, bilingualism and multilingualism in childhood, and non-verbal communication. You'll also explore different linguistics aspects of modern European Languages.

  • Approaches to FilmOptional
    Module details

    Critically interpret film texts and discover the conventions of fiction and non-fiction cinema. Explore cinema as a diverse, global and transcultural medium, focusing on historical and cultural contexts.

  • Roman History: the rise and fall of the RepublicOptional
    Module details

    Study the history of the Roman Republic from the 2nd century BC to the late 1st century BC. You will approach and investigate a range of ancient sources in order to offer their own interpretation, draw links to the modern world, and enquire the relevance of Roman antiquity to the issues faced by modern societies.

  • Modern American Culture and CountercultureOptional
    Module details

    Beginning with Beat poetry and the counterculture of the 1950s and finishing with fiction responding to the Black Lives Matter movement and the challenges of social media in the twenty-first century, on this module you will be studying different perspectives on American culture in work by African-American, Native American (Indian) and white American creatives operating in a variety of genres and sub-genres: poetry, short stories, YA fiction, science fiction, drama, songs, films, war reportage, a

  • Arriving in Britain: a History of Immigration, 1685-2004Optional
    Module details

    Study the experiences of migrant groups in Britain from the early modern period to the early twenty-first century. You will consider the different reasons for migration from one part of the world to another, focusing in particular on forms of persecution and economic motivations.

  • Thinking Translation: History and TheoryOptional
    Module details

    Study the current thinking on translation by exploring some specific case studies. You will assess the relationship between translation practice and theory, and will place this relationship within the cultural, intellectual and political contexts of their time.

Year 2 10 modules
  • Discourse AnalysisCompulsory
    Module details

    Discover key methodological frameworks and analytical approaches to describe language and apply your knowledge to a variety of social, cultural, and political contexts.

  • English Grammar and PhonologyCompulsory
    Module details

    Develop transcription skills and knowledge of phonological systems. You'll gain a basis for applied work in discourse analysis, sociolinguistics, child language development, and corpus-based approaches to language analysis.

  • SociolinguisticsCompulsory
    Module details

    Understand how sociolinguistic theories can help to solve practical issues such as discrimination, inequality, and political polarization. This will equip you with analytical tools that you can apply to everyday situations.

  • Language and Digital MediaOptional
    Module details

    This module examines how digital media and AI are reshaping language use in everyday life. Students will learn to critically analyse real online communication using tools and theories from sociolinguistics, media studies, and discourse analysis, while gaining practical skills in digital content creation and collaborative communication.

  • Language and the MindOptional
    Module details

    Critically examine how the mind acquires, stores and processes language by drawing on psychology, linguistic analysis, speech science and neuroscience. You'll apply these theories to practice and follow methodologies in psycholinguistic research.

  • Language and GenderOptional
    Module details

    Address real-world problems such as gender-based discrimination and inequalities in different settings. You'll analyse sociolinguistic research on gendered language over the last 40 years.

  • Analysing SpeechOptional
    Module details

    You'll use software to analyse and understand the acoustic and physical features of speech, helping you to develop high-level auditory phonetic analysis skills.

  • Introduction to English Language TeachingOptional
    Module details

    Explore important aspects of current language teaching methodology, including lesson planning, promoting and sustaining interaction, and promoting strategies for learning. You'll examine which factors affect language learning and acquire an understanding of issues in relation to learning and teaching theory and practice.

  • Noise Annoys: British Youth Culture, Popular Music and Social Change, 1950s-90sOptional
    Module details

    Explore post-war Britain and how social and political change was reflected in and/or driven by youth culture. The period saw the post-war settlement give way to the post-consensual politics of Thatcherism. It saw dramatic social and economic change, transformative technological advances and the seemingly perennial shadow of Cold War.

  • Unity, Nationalism and Regionalism in EuropeOptional
    Module details

    This multi-disciplinary and cross-cultural, comparative module examines modern ideas of nation, national identity, the nation-state and nationalism, and how they have shaped modern Europe and the rest of the world from the 18th century to the present day.

Year 3 10 modules
  • Language in Professional CommunicationCompulsory
    Module details

    Investigate the use of language in professional contexts, which will provide you with increased awareness of the challenges and opportunities faced by graduates entering the global workforce.

  • Professional Communication ProjectCompulsory
    Module details

    Apply your knowledge, enhance your employability and increase your confidence and communication skills by undertaking a professional placement. Opportunities could include designing promotional material, social media marketing or as a research assistant.

  • DissertationCompulsory
    Module details

    Selecting a topic within English language and linguistics, you'll design and implement a study, read widely on your chosen subject, and critically evaluate different theories to produce an extensive piece of original research.

  • Child Language DevelopmentOptional
    Module details

    Discover the developmental stages of language and tools to collect, encode, and analyse child language data. You'll use a computer program for child data analysis in your own research project on child language development.

  • Introduction to Corpus LinguisticsOptional
    Module details

    Explore key concepts of Corpus Linguistics including frequency, collocation, concordances and keywords. It aims to provide students with a basic training in uses of specialist software programmes for the analysis of language in large or specialised corpora applying a set of quantitative (statistical) and qualitative methods.

  • Issues in BilingualismOptional
    Module details

    Examine bilingualism from societal and cognitive viewpoints, considering related research questions and analysis to address practical implications for education and language policy.

  • Intercultural CommunicationOptional
    Module details

    Explore how people of different nationalities communicate with each other face-to-face and by digital means, considering what creates miscommunication and successful communication. This will help prepare you for work in diverse corporate and academic settings.

  • Teaching the Language SkillsOptional
    Module details

    Explore current and effective methods of teaching English as a second/foreign language. Focusing on listening, speaking, reading, and writing, you'll put to practice the academic and pedagogic ideas underpinning language teaching.

  • Introduction to Speech and Language PathologyOptional
    Module details

    Explore a range of speech and language conditions and disorders found in adults and children; to relate these findings to their knowledge of linguistics and psychology about normal speech and language processing. You'll learn about speech and language therapist's role in assessments and management various conditions and different settings.

  • Language and PowerOptional
    Module details

    Explore the linguistic means by which a whole range of persuasive texts can be analysed. You will also be considering the use of language as a powerful tool in itself, than can construe reality, preserve or challenge power, harm and discriminate individuals and social groups, enhance social conflict or foster social cohesion.

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

What you'll study

You'll study English Language and Linguistics, combining the structure and evolution of language with how people use it in context. A course like this normally moves from foundational concepts, close reading of texts, linguistic frameworks, and critical theory, through to specialised modules where you can explore areas such as creative writing, Shakespeare & early modern literature, contemporary fiction, critical theory, world literature, or publishing pathways. Year 1 typically covers the basics: how to analyse language and literature critically, historical contexts, and core theoretical ideas. In Year 2, you'll develop deeper knowledge of language change, modern and contemporary writing, and specialist writing practice. By Year 3, you'll choose advanced options aligned with your interests and undertake a substantial independent research project. Throughout, you'll develop skills in textual analysis, argumentation, and independent enquiry.

Who it's for

You're drawn to the systems and subtleties of language, how it varies, evolves, and shapes meaning. You have a strong analytical mind and enjoy examining evidence closely, whether that's historical texts, speech recordings, or digital communication. You want deeper understanding than grammar school lessons offered, and you're curious about why people speak and write the way they do. This course suits someone who is equally comfortable with theoretical rigour and practical investigation, and who wants to develop expertise valued in fields ranging from education and publishing to digital communication and cultural work.

Careers & job market

Across English and Literature nationally, 85% of graduates are in work or further study within 15 months of graduating. Of those working, 55% are in highly skilled roles or continuing their studies. Graduate earnings at the national level start at £23,000–£30,000 (15 months post-graduation), rising to £24,650–£34,800 within five years. Your degree equips you for careers in teaching, editing, communications, heritage, cultural institutions, and research, fields where the ability to analyse and articulate language is a genuine asset.

University & format

This is a 3-year full-time BA (Hons) degree taught at the University of Reading, a university founded in 1892. Teaching is delivered in English. The degree is a recognised UK degree-awarding qualification. The university holds a Silver award for teaching quality in the Office for Students' TEF 2023.

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
97%
Learning opportunities
91%
Assessment and feedback
89%
Academic Support
100%
Organisation and management
97%
Learning resources
92%
Student voice
82%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

Published entryBBB typical offer

Provider-published requirement; check the linked course page before applying.

Contextual offersPublished by this provider

The provider publishes contextual-offer information. Eligibility and any reduced offer are applicant-specific.

PlacementPublished placement option

Work placement. Availability, selection and pay can vary.

Open daysCome to an Open Day

See and book current events. Dates can fill or change.

Entry & how to get in

Typical offer (from the provider)The university’s course page lists a typical A-level offer of BBB. Always check the provider for the current offer and subject requirements.
Most entrants held A-levels or equivalent100% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 96 - 111 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check the University of Reading's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent100%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Accessible entry

Accepted students came in with a broad spread of qualifications and UCAS points. If you're worried about grades, this course has historically taken a wide range, and contextual offers may apply.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesBCCA-level equivalent admitted students held
UCAS codeQ310quote this on your application
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course (code Q310). One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask University of Reading whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Homeup to £9,790 / yr
International£26,850 / yr

Provider fee page (England 2026/27 cap where not stated).

Check fees at University of Reading →

For students who normally live in England

illustrative Maintenance Loan per year
£9,790tuition used per year, illustrative full-time England fee-cap scenario
illustrative borrowing over 3 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All University of Reading funding →
No verified named award is shown for this provider yet.

That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.

We only display a named award when its provider source identifies the award and who it is for.

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Career quizApplication walkthroughSalary & CV check

Careers & earnings

What English & Literature graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£24,000£22,500 – £27,00015
3 years after£23,000£18,500 – £26,500195
5 years after£29,000£25,000 – £35,500205

Nominal earnings for graduates of this course/subject at this provider. Limited evidence. Published sample: 15; treat comparisons cautiously. Cohort 2022-23.

Graduate outcomes, 15 months on: this course

100%
in work or further study 15 months on
65%
in highly skilled work or study
90%
continue past their first year
60%
find their work meaningful
55%
say work fits their future plans
  1. 1Graduate roleFirst role after the degree · 0–2 yrs
  2. 2Specialist / PractitionerWorking in english & literature · 2–5 yrs
  3. 3Senior / LeadLeading work and people · 5–10 yrs
  4. 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs

How pay grows: this course vs English & Literature nationally

Starting (15 months) HESA GO
£24,000
£23,000 – £30,000
After 3 years LEO
£23,000
£19,975 – £28,200
After 5 years LEO
£29,000
£24,650 – £34,800
national rangethis course’s medianaxis £18,500 – £36,000

National figures for English & Literature graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

100 of 100

were in work or further study

15 months after graduation

65% working15% working and studying25% in further study65% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2021-23. Limited evidence. Published sample: 15; treat comparisons cautiously. Cohort 2022-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with English & Literature courses at the same study level.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Business and public service associate professionalsSOC 2020 35 · 35% of published destinations · ASHE median £38,760
  • Sales occupationsSOC 2020 71 · 20% of published destinations · ASHE median £15,975
  • Administrative occupationsSOC 2020 41 · 10% of published destinations · ASHE median £27,006
  • Managers, directors and senior officialsSOC 2020 1 · 10% of published destinations · ASHE median £51,733
  • Customer service occupationsDiscover Uni category · 10% of published destinations
  • Teaching ProfessionalsSOC 2020 231 · 10% of published destinations · ASHE median £42,660

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 30; response rate: 55%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Job market & outlook

How English & Literature graduates fare in the labour market, and how AI is reshaping the work.

85%
in work or further study 15 months after graduating, across English & Literature courses nationally.
Graduate Outcomes
55%
of working graduates are in highly skilled work or further study.
highly skilled
90%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Routine information gathering
  • First-draft writing and summaries
  • Standard analysis and admin
  • Repetitive processing tasks

More human than ever

  • Judgement and original thinking
  • Working with and leading people
  • Owning and sense-checking AI output
  • Ethics and accountability

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where English & Literature graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Publishers
  • Media & broadcasters
  • Marketing & PR agencies
  • Charities & public sector

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

100% were in work or further study 15 months after graduating, with a median salary of £24,000. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 9.4 out of 10: NSS 92.6% · in work or study 100% · continued 90%.

Who studies here and in this subject?

Provider- and UK subject-level context.

The University of Reading

All students21,370
International18%
Aged 25+30.9%

Language and area studies across the UK

Students75,355
Aged 25+23.7%

HESA student record 2024/25. Counts are rounded.

Local crime-data context

A neutral snapshot around the published teaching location.

Around University of Reading

1,062 street-level reports returned within roughly one mile across 2026-04 to 2026-06.

Violent Crime 403Shoplifting 180Other Theft 81Public Order 81Anti Social Behaviour 77

Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.

Is English & Literature right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to University of Reading from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is £26,850 / year for this course (from the provider’s fee page). You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check University of Reading’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with University of Reading and gov.uk before you apply.

Common questions

Entry is historically accessible, accepted students came in with a broad spread of qualifications. The most common tariff band among recent entrants was 96 - 111 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by the University of Reading. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For English studies graduates from this provider, 100% were in work or further study 15 months after graduating, 65% in highly skilled roles, typical earnings around £24,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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