BSc (Hons) Financial Economics and Mathematics Bachelor's degree at the University of St Andrews
BSc (Hons) Financial Economics and Mathematics at University of St Andrews combines economic theory with mathematical rigour, covering core theory, research and methods, applied practice, specialist options, an independent project, and professional skills development.
About this course
Financial Economics BSc - Subjects - University of St Andrews Financial Economics BSc (Honours) 2026 entry Register your interest How to apply UCAS code L161 Course start September 2026 Duration Four years full time School Business School Why study this course? From the provider’s course page.
BSc (Hons) Financial Economics and Mathematics is a Bachelor's degree (BSc (Hons)) at the University of St Andrews. It runs 4 years, studied full-time.
For Mathematics graduates from this provider, 92% were in work or further study 15 months after graduating, 85% in highly skilled roles, typical earnings around £33,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For the typical curriculum, specialisations, career paths and graduate earnings for Accounting & Finance, see the sections below.
Course evidence score
The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.
Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)
Moderate evidence Published sample: 30; avoid reading small differences as meaningful. Cohort 2022-23. Graduate Outcomes work or further study 92% (2022-23; Discover Uni snapshot 2026-06-21)
Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 98% (2022-23; Discover Uni snapshot 2026-06-21)
Curriculum & modules
Real modules published for this course, grouped only where the source gives a year, stage or level.
First year 3 modules
- MacroeconomicsCompulsory
Module details
Provides an introduction to macroeconomics, focusing on the behaviour and performance of the economy as a whole and examines key concepts, frameworks, and policy approaches used to analyse economic activity and outcomes.
- MicroeconomicsCompulsory
Module details
Explores the basics of the market system and consumer and producer behaviour.
- FinanceOptional
Second year 4 modules
- Intermediate MicroeconomicsCompulsory
Module details
Deepens the general understanding of microeconomics gained in first year.
- Intermediate MacroeconomicsCompulsory
Module details
Explores theories of the determinants of long-run economic growth and theories of the causes of short-run "business-cycle" fluctuations.
- Statistics for EconomistsCompulsory
Module details
Introduces statistical methods and regression analysis.
- Mathematics for EconomistsCompulsory
Module details
Covers calculus and algebra to provide indispensable mathematical tools for modern economists.
Honours 4 modules
- EconometricsCompulsory
Module details
Introduces the application of statistics to study economic data.
- Financial Economics: Asset PricingCompulsory
Module details
Provides a critical understanding of essential components of modern finance theory and a rigorous grounding in analytical economic models about the determination of risks and returns in financial markets.
- Financial Economics: Corporate FinanceCompulsory
Module details
Investigates the problem of how a collection of corporate liabilities is affected in value by corporate actions.
- Financial Economics: Portfolio ManagementCompulsory
Module details
Develops knowledge and understanding of key issues in asset allocation and portfolio composition and management at an intermediate level.
Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.
Course in depth
What this course covers, who it suits and where it leads.
What you'll study
This degree combines financial economics and mathematics to develop rigorous analysis of financial markets, instruments and institutions. You'll usually start with foundations in financial accounting, the time value of money and quantitative methods for business. In Year 2, you'll progress to management accounting, corporate finance and financial reporting under international standards. From Year 3 onwards, you'll choose specialist options such as audit & assurance, taxation, corporate finance, financial risk, fintech or professional-body exemptions, and complete an independent dissertation or applied project. Throughout, mathematics and statistical techniques support your understanding of financial decision-making and risk analysis.
Who it's for
This course suits students with strong mathematical and analytical abilities who want to understand financial systems and economic behaviour. Most accepted students held A-levels or equivalent qualifications, with the most common UCAS tariff band among entrants being more than 240 points. You should be prepared for a demanding, research-informed curriculum that blends theory with practical application in finance and economics.
University & format
The University of St Andrews is a public university located in Scotland, founded in 1413. This BSc (Hons) degree is delivered full-time over four years, taught in English. The University is recognised as a UK degree-awarding body, so your qualification is nationally recognised. The university also offers bursaries and scholarships; check its funding pages for eligibility.
Student satisfaction
How students on this course answered the National Student Survey, by theme.
Share of students responding positively. Overall student satisfaction: 90%.
Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)
Applicant information
The next application dates for this course, followed by facts the provider publishes.
- 2027 entryCompleted applications can be submitted
Your application needs a reference before you can send it.
- 2026 entryFinal date for 2026 applications
Applications must reach UCAS by 18:00 UK time.
- 2026 entryLast day to add a Clearing choice
Check that this course still has a vacancy before adding it.
- 2027 entryEqual-consideration deadline
18:00 UK time for most undergraduate courses.
Show 5 later dates
- 2027 entryUCAS Extra opens
Applicants who used all five choices and hold no offer may be able to add another choice.
- 2027 entryLast day applications go directly to providers
Applications received after 18:00 UK time are entered into Clearing.
- 2027 entryClearing opens
Eligible applicants can see vacancies and release themselves into Clearing.
- 2027 entryFinal date for 2027 applications
Applications must reach UCAS by 18:00 UK time.
- 2027 entryLast day to add a Clearing choice
Check that this course still has a vacancy before adding it.
Entry & how to get in
Who gets in
What recently admitted students actually held, official admissions data, not a stated requirement.
UCAS tariff of entrants
Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.
Qualifications held on entry
| Qualification | Share |
|---|---|
| A-levels or equivalent | 81% |
| a Baccalaureate | 9% |
| a foundation course | 6% |
| a previous degree | 4% |
Entry & your chances
An honest read from the official entry data, plus your personal match.
Accepted students typically held strong UCAS tariffs. Check how your predicted grades compare and whether a contextual offer applies.
Will you get in? Plot your grades
Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.
Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.
Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.
How to apply
Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.
- 1Register on UCAS Hub
Create your UCAS application and add this course (code L161). One application covers up to five choices.
- 2Write your personal statement
A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.
- 3Submit by 13 January 2027, 18:00 UK time
UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.
- 4Reply to your offers
When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.
- 5Results day & confirmation
On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.
Fees & funding
What this course costs and how UK student finance covers it.
Tuition per year
Provider fee page. Set under Scotland's student-finance system; the provider's page is authoritative.
Check fees at University of St Andrews →If you normally live in Scotland
For eligible Scottish-domiciled students at an eligible Scottish provider, SAAS can pay tuition directly. Living-cost support can combine bursary and loan and depends on household income and student circumstances. Students from elsewhere use their home funding body.
Check the current amounts with SAAS →Paying for it
- SAAS tuition payment: paid directly to the university for eligible Scottish-domiciled students, applied for through SAAS.
- Living-cost support: a mix of bursary and loan from SAAS, depending on household income.
- Repayment: only above the Scottish repayment threshold, and written off at the end of the plan term.
- Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.
Scotland runs its own system through SAAS; check saas.gov.uk for current rates.
Scholarships & bursaries you could qualify for
That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.
We only display a named award when its provider source identifies the award and who it is for.
Still deciding what to study?
StudyKit brings course choice, applications and funding together in one place, with a personal AI assistant. Find what really fits you and start your UCAS application step by step.
Careers & earnings
What Accounting & Finance graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.
Graduate earnings: this course
| When | Median | Typical range | Graduates |
|---|---|---|---|
| 15 months after | £33,000 | £30,000 – £44,000 | 30 |
| 3 years after | £36,500 | £28,500 – £45,500 | 80 |
| 5 years after | £46,500 | £34,500 – £65,500 | 90 |
Nominal earnings for graduates of this course/subject at this provider. Moderate evidence. Published sample: 30; avoid reading small differences as meaningful. Cohort 2022-23.
Graduate outcomes, 15 months on: this course
- 1Graduate roleFirst role after the degree · 0–2 yrs
- 2Specialist / PractitionerWorking in accounting & finance · 2–5 yrs
- 3Senior / LeadLeading work and people · 5–10 yrs
- 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs
How pay grows: this course vs Accounting & Finance nationally
National figures for Accounting & Finance graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.
Work out your pay
Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.
What happened to 100 students?
Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.
were in work or further study
15 months after graduation
Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2022-23. Moderate evidence. Published sample: 30; avoid reading small differences as meaningful. Cohort 2022-23. Each tab is a separate published measure; categories can overlap and should not be added together.
Value compared with similar courses
How this course’s 5-year median earnings compare with Accounting & Finance courses at the same study level.
Compared with 957 courses with compatible official earnings data. This is a course-value comparison, not a quality ranking.
UK occupations graduates enter
Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.
- Business, Research and Administrative ProfessionalsSOC 2020 243 · 35% of published destinations · ASHE median £48,746
- Information Technology ProfessionalsSOC 2020 213 · 20% of published destinations · ASHE median £55,357
- Finance ProfessionalsSOC 2020 242 · 15% of published destinations · ASHE median £47,173
Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 50; response rate: 60%. Pay describes the occupation across workers, not a guaranteed graduate salary.
Job market & outlook
How Accounting & Finance graduates fare in the labour market, and how AI is reshaping the work.
How AI is changing the work
AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.
What AI takes off your plate
- Routine information gathering
- First-draft writing and summaries
- Standard analysis and admin
- Repetitive processing tasks
More human than ever
- Judgement and original thinking
- Working with and leading people
- Owning and sense-checking AI output
- Ethics and accountability
The strongest graduates pair subject depth with the ability to use AI tools critically.
Roles & employers
Where Accounting & Finance graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.
Roles graduates go into
Where they work
- The Big Four (Deloitte, PwC, EY, KPMG)
- Banks & insurers
- Corporate finance teams
- HMRC & public sector
Jobs after this course
Current roles from the StudySmarter job board that suit Accounting & Finance graduates.
Accounting & FinanceLecturerGEDU Global EducationAccounting Engineer - Pre-Sales & Post SalesStacksAccounting Advisory Manager | Lead Client Projects HybridCFGIAccounting, Insight and Advisory ManagerRSM UKAccounting & FinanceLecturerGEDU ServicesAccounting Associate Apprentice Business Services (September 2026)Best ApprenticeshipsIs this course right for you?
The essentials UK applicants ask about: finance, outcomes, entry and quality.
Student finance
Fees for this course are set under Scotland's own student-finance system, not the England cap; check the provider's course page for the exact figure. Tuition for eligible Scottish-domiciled students is paid by SAAS directly to the university, applied for through SAAS and not Student Finance England. Living-cost support is a mix of bursary and loan, and you repay only above the Scottish threshold.
Where graduates go
92% were in work or further study 15 months after graduating, with a median salary of £33,000. See the full breakdown in Careers & earnings above.
Your entry chances
Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.
Official-data snapshot
Averaging the official measures published for it, this course scores 9.3 out of 10: NSS 90.1% · in work or study 92% · continued 98%.
Who studies here and in this subject?
Provider- and UK subject-level context.
The University of St. Andrews
Business and management across the UK
HESA student record 2024/25. Counts are rounded.
Is Accounting & Finance right for you?
Tick what applies to you and see how good a fit it is.
International students
What applying to University of St Andrews from outside the UK involves: fees, English, visa, funding and living costs.
Tuition fees
International tuition is £33,250 / year for this course (from the provider’s fee page). You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.
English language
Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.
Student visa
You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.
Scholarships & funding
Many universities offer international/global scholarships (often £2,000–£6,000/yr), check University of St Andrews’s funding pages.
Living costs
Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.
Working while you study
A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.
Visa rules and fees change. Always confirm the current requirements with University of St Andrews and gov.uk before you apply.
Related courses
More at University of St Andrews
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