BA (Hons) Graphic Design · StaffordshireBachelor's degree · 3 years
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University of Staffordshire · Undergraduate

BA (Hons) Graphic Design Bachelor's degree at Staffordshire

BA (Hons) Graphic Design at Staffordshire covers core theory, research and methods, applied practice, specialist options, an independent project, and professional skills.

BA (Hons)
Award
3
Years
Full-time
Study mode
100%
in work/study (15m)

About this course

BA (Hons) Graphic Design is a Bachelor's degree (BA (Hons)) at Staffordshire, based in Stoke on Trent Campus. It runs 3 years, studied full-time.

For Design studies graduates from this provider, 100% were in work or further study 15 months after graduating, 85% in highly skilled roles, typical earnings around £23,500. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for Art & Design, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

9.1
/ 10
Exceptional
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Excellent84

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Exceptional100

Limited evidence Published sample: 20; treat comparisons cautiously. Cohort 2022-23. Graduate Outcomes work or further study 100% (2021-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Exceptional90

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2021-23. Continuation 90% (2021-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Year 1 4 modules
  • Creative Cultures: Making, Research & ReflectionCompulsory30 credits
    Module details

    This introductory contextual module enables you to explore diverse cultural identities and examine how they influence creative expression. You will choose a topic related to your discipline and undertake guided research that informs the development of a creative artefact or technical output using materials and processes of your choice. Through investigating and celebrating cultural identities, you will develop a stronger understanding of the relationship between culture and creative practice, su

  • Design ExplorationCompulsory30 credits
    Module details

    This 30-credit module introduces you to the practical application of graphic design across contemporary digital and print platforms. You will build on core creative and technical skills while exploring how design communicates ideas, builds brands, and engages audiences in real-world contexts. Through project-based learning, youll gain hands-on experience with industry-standard tools and processes, including layout, typography, image-making, branding, moving image and digital design. The module e

  • Design FundamentalsCompulsory30 credits
    Module details

    Unleash your creative potential and redefine visual communication in our future facing Design Fundamentals 30 credit module. Master essential design principles, fundamentals of typography, hierarchy and visual communication language, cutting-edge digital tools, and innovative problem-solving techniques to transform your bold ideas into impactful reality. Join a collaborative community of creative visionaries where your unique voice will be nurtured, preparing you for an exciting role in a dynami

  • Sustainability, Society And ImpactCompulsory30 credits
    Module details

    How can creative practice respond responsibly to the challenges facing society today? This module introduces you to key social issues and explores how culture and creative work can reflect, question, and respond to them. You may investigate topics such as sustainability and climate change, inequality, representation, migration, or social justice. Working in a small group, you will create a sustainable and ethical creative project informed by research and contextual understanding. Through reflect

Year 2 13 modules
  • Collaborative Creative Industries ProjectCompulsory30 credits
    Module details

    How do creative teams tackle real-world problems together? In this module, youll collaborate in interdisciplinary teams to explore themed, problem-based projects that respond to contemporary social and cultural challenges. Youll develop collaborative, reflective and creative thinking skills through teamwork, co-design and professional-style project processes. By engaging with diverse perspectives and working across creative disciplines, youll gain insight into your own strengths and contribution

  • Design With ImpactCompulsory30 credits
    Module details

    This module explores how meaning and information are communicated through visual language, with a particular focus on contemporary, planet-centred approaches to design. You will investigate practical methods of visual problem-solving across a broad range of media, developing an understanding of how different formats shape the messages they convey. Through hands-on experimentation, you will learn to express information in dynamic, engaging and innovative visual forms.

  • Digital FuturesCompulsory30 credits
    Module details

    How are emerging digital technologies reshaping the way we communicate visually? In this module, youll explore how digital and emerging technologies influence contemporary visual communication. Through practical, research-informed projects, youll tackle visual problems in multiple ways, experimenting with creative thinking, digital tools, and screen-based media. Youll consider design fundamentals, semiotics, and audience communication to develop professional visual solutions. Building on skills

  • Art TrailOptional30 credits
    Module details

    This module will provide work-related experiences that enable students to acquire the skills and qualities that will enhance their career prospects, horizons, and personal success, preparing the student for the expectations of employers in the visual art sector. The module will facilitate close contact with a real-world context, to experience the planning and delivery of a public art project.

  • Colour & Surface: Print, Texture & Material ExplorationOptional30 credits
    Module details

    How can print, colour, and surface transform the way you communicate ideas? In this hands-on module, youll explore creative printmaking and surface techniques, including screen print, relief print, monoprint, colour mixing, and 3D materials processes such as surface and structural manipulation. Youll experiment with colour, texture, and form across flat and dimensional surfaces, developing confident material and visual thinking. Designed for students across art and design, this module supports y

  • Creative HeritageOptional30 credits
    Module details

    Do you think about the ways that different arts and creative practices create our understanding of the past? What relevance do they have today and how do different audiences interpret our cultural history? What relevance does historical artefacts have today in creating our sense of place and identity? What are the issues facing creative practitioners when they represent the past? This module allows you to explore how historical stories have been represented within different creative practices an

  • Digital Journeys: Ux & Ui DesignOptional30 credits
    Module details

    Designing intuitive and engaging digital experiences is central to todays creative industries. Youll explore user experience (UX), user interface (UI) and digital design through industry-informed creative briefs. Youll investigate user behaviour, journeys and emotional responses, applying principles of psychology, flow and interaction design. Through hands-on prototyping and workshops, youll develop digital concepts across a range of contexts.

  • Experimental FormatsOptional30 credits
    Module details

    Experimentation is crucial for creativity; it's the engine that drives innovation, helps you discover new possibilities, learn from failures, break norms, and develop a unique voice by testing ideas, exploring different methods, and refining your approach beyond initial assumptions. It transforms ideas into tangible progress, preventing stagnation and leading to fresh, groundbreaking work.Experiential formats take many forms and is so much more than traditional media. It's a multi-disciplinary a

  • Experimental Music And Sound ArtOptional30 credits
    Module details

    Break the rules. Explore sound. Find your voice.This module invites you to experiment beyond traditional music-making, exploring sound as art through creative technology, listening, collaboration, and bold ideas. Youll analyse influential experimental works, play with unconventional tools and techniques, and develop your own artistic practice while working with others in a supportive, creative environment. Perfect for students who want to push boundaries and discover new ways of thinking about m

  • Hybrid Production MethodsOptional30 credits
    Module details

    Harness leading edge technologies to expand the scope, impact, reach and potential of your creative work. Professional agility and the transferability of your skills will be the critical flexibility you will need to offer as a creative navigating a rapidly changing and evolving employment and technological landscape. This module will help you build the knowledge and skills you need to thrive in this space.

  • Still Life Through The LensOptional30 credits
    Module details

    What stories can objects tell? Youll experiment with still-life approaches across photography and mixed media, exploring how composition, lighting, materials and symbolism work together to create visually compelling images. Through hands-on experimentation and contextual research, youll push your creative thinking and craft. These skills are valuable across visual communication, art direction, and broader creative industries workflows.

  • Surround Sound And Multichannel AudioOptional30 credits
    Module details

    Step into the world of immersive sound with this module on Surround Sound and Multichannel Audio Production! You'll gain hands-on experience with industry-standard tools and techniques for creating powerful, dynamic soundscapes. Explore multichannel mixing, recording, and editing, while learning to design audio experiences that captivate audiences across music, film, and gaming. Perfect for anyone looking to push the boundaries of sound and bring their creative projects to life in stunning deta

  • Visual Effects & Motion GraphicsOptional30 credits
    Module details

    The aim of this module is to enhance your understanding of visual effects and motion graphics and how it can be applied to a variety of different projects. This module will also help you develop an awareness of fundamental theories and practical skills necessary for incorporating these effects and graphics in your projects. Engaging with practical assignment work will enable you to explore visual effects and motion graphics as a creative tool to solve a range of production challenges.

Year 3 3 modules
  • Contextual And Critical InvestigationCompulsory30 credits
    Module details

    Is there an area of cultural production that you are passionate about, and you want to find out more? This module gives you that opportunity to conduct a significant critical investigation to explore an aspect of creative practice and culture more deeply than you have before. Whether you produce a written report, an audio essay, or an interactive digital publication, the process that you follow in this module will enable you to further enhance your critical thinking, communication, and problem-s

  • Final Major Project Of Graphic DesignCompulsory60 credits
    Module details

    In this self-directed module, youll develop a major project that reflects your specialist skills, creative ambitions, and professional direction

  • Professional PracticeCompulsory30 credits
    Module details

    In this module, you explore career pathways, enterprise opportunities, and the expectations of the creative and cultural sectors. Youll learn how to communicate your ideas professionally, develop your portfolio, and build skills in networking, planning, and self-promotion. Through investigating different professional contexts, youll identify where your strengths and personal style fit within the wider landscape of employment, freelance work, or postgraduate progression. By the end, youll feel mo

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

What you'll study

You'll study visual communication and creative practice across multiple disciplines. Year 1 typically covers visual foundations, colour, composition and form, alongside materials and processes from print and textiles to digital tools, grounded in art and design history. Year 2 shifts toward sustained studio practice and personal direction, with digital and emerging media, and live client briefs that work to real deadlines. Year 3 allows you to specialise deeply in areas such as graphic design, illustration, fine art, fashion and textiles, or UX and digital work, whilst developing professional practice and portfolio skills. A self-directed final major project, shown in a degree show, concludes the course.

Who it's for

Most entrants hold A-levels or equivalent qualifications; recent accepted students typically arrived with a UCAS tariff of 160–175 points. This course suits those committed to developing practical and conceptual skills in graphic design, with the flexibility to pursue specialist interests through optional modules and independent project work.

Careers & job market

Across Art & Design courses nationally, 87% of graduates are in work or further study within 15 months of graduating. Of those working, 55% are in highly skilled roles or undertaking further study. National Graduate Outcomes data shows starting salaries of £22,000–£27,000 at 15 months; after five years, graduates earn £20,825–£29,400. Earnings and labour-market figures are national averages, not university-specific guarantees.

University & format

This is a 3-year full-time BA (Hons) degree studied at the University of Staffordshire, a University located on the Stoke on Trent Campus. Teaching is delivered in English. The university is a nationally recognised UK degree-awarding body. It received a Silver award for teaching quality in the Office for Students' TEF 2023.

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
88%
Learning opportunities
86%
Assessment and feedback
87%
Academic Support
90%
Organisation and management
70%
Learning resources
88%
Student voice
78%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

PlacementPublished placement option

Placement year. Availability, selection and pay can vary.

Entry & how to get in

Most entrants held A-levels or equivalent93% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 160 - 175 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check Staffordshire's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent93%
another higher-education qualification4%
an Access course1%
a foundation course1%
No / unknown prior qualifications1%
Other1%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Competitive entry

Accepted students typically held strong UCAS tariffs. Check how your predicted grades compare and whether a contextual offer applies.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesA*A*A*A-level equivalent admitted students held
UCAS codeW211quote this on your application
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course (code W211). One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask Staffordshire whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Homeup to £9,790 / yr
Internationalset by the university

Standard capped home fee at English providers (2026/27); Scotland, Wales & NI differ.

Check fees at Staffordshire →

For students who normally live in England

illustrative Maintenance Loan per year
£9,790tuition used per year, illustrative full-time England fee-cap scenario
illustrative borrowing over 3 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All Staffordshire funding →
No verified named award is shown for this provider yet.

That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.

We only display a named award when its provider source identifies the award and who it is for.

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Career quizApplication walkthroughSalary & CV check

Careers & earnings

What Art & Design graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£23,500£22,000 – £26,00020
3 years after£19,000£13,500 – £23,500135
5 years after£23,500£18,000 – £29,000140

Nominal earnings for graduates of this course/subject at this provider. Limited evidence. Published sample: 20; treat comparisons cautiously. Cohort 2022-23.

Graduate outcomes, 15 months on: this course

100%
in work or further study 15 months on
85%
in highly skilled work or study
90%
continue past their first year
65%
find their work meaningful
40%
say work fits their future plans
  1. 1Graduate roleFirst role after the degree · 0–2 yrs
  2. 2Specialist / PractitionerWorking in art & design · 2–5 yrs
  3. 3Senior / LeadLeading work and people · 5–10 yrs
  4. 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs

How pay grows: this course vs Art & Design nationally

Starting (15 months) HESA GO
£23,500
£22,000 – £27,000
After 3 years LEO
£19,000
£17,000 – £24,000
After 5 years LEO
£23,500
£20,825 – £29,400
national rangethis course’s medianaxis £16,000 – £30,500

National figures for Art & Design graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

100 of 100

were in work or further study

15 months after graduation

100% working0% working and studying0% in further study85% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2021-23. Limited evidence. Published sample: 20; treat comparisons cautiously. Cohort 2022-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with Art & Design courses at the same study level.

This course £23,500Peer median £24,500Middle 50% £22,125–£26,500
42nd percentile

Compared with 1,698 courses with compatible official earnings data. This is a course-value comparison, not a quality ranking.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Web and Multimedia Design ProfessionalsSOC 2020 214 · 75% of published destinations · ASHE median £32,574
  • Customer service occupationsDiscover Uni category · 10% of published destinations
  • Elementary occupationsSOC 2020 9 · 10% of published destinations · ASHE median £19,087
  • Media ProfessionalsSOC 2020 249 · 10% of published destinations · ASHE median £40,895

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 25; response rate: 50%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Job market & outlook

How Art & Design graduates fare in the labour market, and how AI is reshaping the work.

87%
in work or further study 15 months after graduating, across Art & Design courses nationally.
Graduate Outcomes
55%
of working graduates are in highly skilled work or further study.
highly skilled
85%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Routine information gathering
  • First-draft writing and summaries
  • Standard analysis and admin
  • Repetitive processing tasks

More human than ever

  • Judgement and original thinking
  • Working with and leading people
  • Owning and sense-checking AI output
  • Ethics and accountability

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where Art & Design graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Design studios & agencies
  • In-house brand teams
  • Games & media companies
  • Freelance & self-employed

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

100% were in work or further study 15 months after graduating, with a median salary of £23,500. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 9.1 out of 10: NSS 83.9% · in work or study 100% · continued 90%.

Who studies here and in this subject?

Provider- and UK subject-level context.

University of Staffordshire

All students17,085
International4.1%
Aged 25+52.9%

Design, and creative and performing arts across the UK

Students178,755
Aged 25+15.7%

HESA student record 2024/25. Counts are rounded.

Local crime-data context

A neutral snapshot around the published teaching location.

Around Stoke on Trent Campus

1,636 street-level reports returned within roughly one mile across 2026-04 to 2026-06.

Violent Crime 499Anti Social Behaviour 311Public Order 150Shoplifting 140Criminal Damage Arson 139

Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.

Is Art & Design right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to Staffordshire from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is set per course by Staffordshire; international fees are typically £12,000–£30,000/year for classroom subjects and higher for lab/clinical ones. You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check Staffordshire’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with Staffordshire and gov.uk before you apply.

Common questions

Entry is competitive. Accepted students typically held strong UCAS tariffs. The most common tariff band among recent entrants was 160 - 175 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by Staffordshire. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For Design studies graduates from this provider, 100% were in work or further study 15 months after graduating, 85% in highly skilled roles, typical earnings around £23,500. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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