BSc (Hons) Physical Education and Sports Coaching with Foundation Year · York St John UniversityBachelor's degree · 4 years
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York St John University · Undergraduate

BSc (Hons) Physical Education and Sports Coaching with Foundation Year Bachelor's degree at York St John University

BSc (Hons) Physical Education and Sports Coaching with Foundation Year at York St John University covers core theory, research and methods, applied practice, specialist options, an independent project, and professional skills development.

BSc (Hons)
Award
4
Years
Full-time
Study mode
90%
in work/study (15m)

About this course

Become a PE teacher or sports coach and inspire people of all ages to get involved in sport and get the most out of it. From the provider’s course page.

BSc (Hons) Physical Education and Sports Coaching with Foundation Year is a Bachelor's degree (BSc (Hons)) at York St John University, based in YSJ Main Campus. It runs 4 years, studied full-time.

For Psychology graduates from this provider, 90% were in work or further study 15 months after graduating, 35% in highly skilled roles, typical earnings around £24,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for Sport & Exercise Science, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

8.4
/ 10
Excellent
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Excellent82

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Exceptional90

Limited evidence Published sample: 20; treat comparisons cautiously. Cohort 2022-23. Graduate Outcomes work or further study 90% (2022-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Excellent80

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 80% (2022-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Year 1 6 modules
  • Human Anatomy and Physiology for Sport and ExerciseCompulsory20 credits
    Module details

    Gain an understanding of the importance of human anatomical and physiological systems for sport and exercise. Learn about the structure of core systems, including: Nervous, Musculoskeletal, Cardiovascular, Respiratory. You will explore how these function at rest and in response to exercise. Develop the necessary skills to correctly perform a range of physiological measures that can be used to evaluate an individual's health status and physiological responses to exercise.

  • Sport and Exercise PsychologyCompulsory20 credits
    Module details

    On this module we will introduce you to basic methodological approaches, theories, and concepts that are used to study the thoughts, emotions, and behaviours of participants in sport and exercise. You will learn how to understand and explain the psychology of sport and exercise.

  • Teaching Physical Education and SportsCompulsory20 credits
    Module details

    You will be introduced to the key teaching approaches required to deliver safe and effective PE lessons and sports sessions. Gain the knowledge and skills to prepare, deliver, and reflect upon taught sessions across a range of practical areas. Practical learning sessions will give you the opportunity to put your knowledge into practice.

  • Biomechanics of Human MovementCompulsory20 credits
    Module details

    On this module you will learn the fundamental mechanics that underpin all aspects of human movement for performance and health. You will take a multidisciplinary approach, which will provide a vital foundation for the many perspectives covered throughout this course. We will introduce you to essential concepts of research, scientific enquiry and academia.

  • Introduction to Research in SportCompulsory20 credits
    Module details

    This module will help to prepare you for the in depth research you will carry out later in your degree. We will introduce you to a broad range of fundamental concepts and principles which guide research in the field of sport. We will also teach you to recognise and interpret these fundamental concepts when you encounter them in published research. You will learn the analytical skills to make sense of findings reported in published research, and answer basic research questions in sport. Through t

  • Sociology of SportCompulsory20 credits
    Module details

    If you are pursuing a career as a practitioner in a sports-related field, it is important for you to understand the increasingly complex and diverse nature of modern society. You will be introduced to a range of social issues in sport from a sociological perspective, including: Gender, Ethnicity, Disability. Develop a more critical and detached understanding of long-term power-struggles surrounding issues in sport through the adoption of a sociological perspective.

Year 2 6 modules
  • Issues in Physical Education and Sports CoachingCompulsory20 credits
    Module details

    Explore the key issues within the areas of PE and Sports Coaching that impact on both practitioners and participants. Gain a knowledge and understanding of social, political, practical and policy-based issues, as well an awareness of how these have emerged and can be addressed in day-to-day practice.

  • Advanced Sport and Exercise PsychologyCompulsory20 credits
    Module details

    Sport and exercise psychology includes a range of complex theories and a vast amount of accompanying research. Explore how these theories and concepts are empirically tested in sport and exercise contexts. You will learn how the findings of research allows the applicability of different theories and concepts to be evaluated. This module will improve your research skills in the area of sport and exercise psychology and provide a basis for a discerning approach to using research in academic and pr

  • Teaching Children and Young People in PE and Sports CoachingCompulsory20 credits
    Module details

    Effective practice in PE and sports coaching requires a critical understanding of how to work with children and young people. Explore key concepts aimed at improving instruction, practice and feedback, by developing an understanding of how to successfully combine traditional approaches with contemporary teaching. By the end of this module, you will be able to contribute effectively to the holistic development of children and young people in PE and sports coaching.

  • Practical Teaching and Coaching ExperienceCompulsory20 credits
    Module details

    You will build on your knowledge from previous modules by considering the ways in which key teachings can be used with a range of participant groups and across differing practical scenarios. The module culminates with a 'real world' teaching experience with local school children. You will be able to plan and deliver lessons that consider the needs of all pupils and then reflect upon the effectiveness of their lessons as well as that of their peers.

  • Diversity, Equity and Inclusion in SportCompulsory20 credits
    Module details

    Gain an in-depth insight into debates surrounding diversity, equity and inclusion. Considering the current social and cultural climate of modern sports, you will need to be empathetic and culturally aware in your future career. You will explore key issues through the principles of social justice.

  • Research Methods and Research Design in SportCompulsory20 credits
    Module details

    Advance your skills in both research methods and research design. This will enable you to move beyond being an informed consumer, to becoming an informed critical thinker. You will learn how to produce quality research using a range of quantitative and qualitative research designs commonly employed in sport research.

Year 3 5 modules
  • Contemporary Issues in Physical Education and Sports CoachingCompulsory20 credits
    Module details

    Learn about the significant contemporary issues within the areas of PE and Sports Coaching that impact both practitioners and participants. Develop an understanding of relevant policy, socio-economic influences and current research across a range of issues linked to performance, engagement and life-long participation. You will build upon this knowledge when you have the opportunity to take part in placement opportunities and work with external groups.

  • Placement in Physical Education and Sports CoachingCompulsory20 credits
    Module details

    Apply your knowledge to real workplace scenarios and gain valuable experience that you will be able to draw upon in your future career. Work on areas where you can develop and with a wide range of stakeholders. You will create, address and reflect upon three action points throughout the duration of your placement experience.

  • Extended Teaching and Coaching ExperienceCompulsory20 credits
    Module details

    Build upon your skills and knowledge from previous modules. Apply these across an extended teaching and coaching experience with an external group with different requirements from those in earlier modules. This is an opportunity to further develop your skills to help you make the step into teacher training or paid employment.

  • Professional Issues and Ethics in Physical Education and Sports CoachingCompulsory20 credits
    Module details

    As a future practitioner in physical education and sports coaching, it is important that you understand the duty of care expected and needed within sporting environments. Examine a range of topics from a sociological theoretical perspective, including: Gender inequality, Sexism, Homophobia, Racial inequalities, Racism and prejudice, Language, bullying and abuse, The coach-athlete and teacher-pupil relationship, Medical ethics, Athlete welfare.

  • Research Paper (Dissertation)Compulsory40 credits
    Module details

    Engage in all aspects of the research process to answer a specific question in a topic related to your interests. Under the guidance of an academic supervisor, you will revise, refine, extend or reconstitute a research proposal submitted for the Research Design and Analysis in Sport and Exercise module. Manage a proposed research project through the ethical approval process, carry out the proposed research and present it in the form of a research paper.

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

What you'll study

This degree prepares you to become a PE teacher or sports coach, equipping you to inspire people of all ages to engage with sport. You'll usually start with the foundations: anatomy and exercise physiology, introducing how the body moves and adapts to training, alongside introductory sport psychology covering motivation and performance under pressure. Early practical sessions develop your coaching and applied sports skills across different disciplines. As you progress, you'll study biomechanics and the physiology of training, learning to analyse technique and prescribe training programmes to athletes. Year 2 introduces research methods in sport science, covering study design and statistics. In your final year, you'll typically choose specialist options such as strength & conditioning, sport psychology, nutrition, rehabilitation, or PE teaching routes, undertake an applied placement with teams, clients or schools, and complete an independent research project or dissertation.

Who it's for

This course suits students interested in physical education, sports coaching, and exercise science who want a structured pathway into the field. The foundation year is particularly valuable for those whose prior qualifications fall slightly below typical entry points. Most accepted students held A-levels or equivalent; typical entrants had 112–127 UCAS tariff points. The course is taught in English at YSJ Main Campus.

University & format

This BSc (Hons) is delivered full-time over 4 years (including a foundation year) at York St John University, a university founded in 1841 located on the YSJ Main Campus. Teaching is in English. The degree is awarded by a recognised UK degree-awarding body, so your qualification is nationally recognised. The university holds Silver in the Office for Students' Teaching Excellence Framework (2023).

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
84%
Learning opportunities
86%
Assessment and feedback
84%
Academic Support
79%
Organisation and management
85%
Learning resources
83%
Student voice
75%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

PlacementPublished placement option

Placement year. Availability, selection and pay can vary.

Open daysExplore our Open Days

See and book current events. Dates can fill or change.

Entry & how to get in

Typical offer (from the provider)The university’s course page lists around 104 UCAS points. Always check the provider for the current offer and subject requirements.
Most entrants held A-levels or equivalent94% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 112 - 127 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check York St John University's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent94%
an Access course4%
another higher-education qualification2%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Offer-based entry

Entry is set by the university and based on your offer. Use your predicted grades to see how you compare, then check the university's stated requirements.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesBBBA-level equivalent admitted students held
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course. One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask York St John University whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Home£9,790 / yr
International£12,100 / yr

Provider fee page (England 2026/27 cap where not stated).

Check fees at York St John University →

For students who normally live in England

illustrative Maintenance Loan per year
£9,790tuition used per year, published course home fee
illustrative borrowing over 4 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All York St John University funding →

Named awards published by the university. Compare the eligibility and application route before budgeting for one.

Amounts, exclusions and deadlines can change. An award is not guaranteed unless the university confirms it.

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Still deciding what to study?

StudyKit brings course choice, applications and funding together in one place, with a personal AI assistant. Find what really fits you and start your UCAS application step by step.

Career quizApplication walkthroughSalary & CV check

Careers & earnings

What Sport & Exercise Science graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£24,000£22,000 – £26,00020
3 years after£20,500£17,000 – £23,500140
5 years after£25,000£21,000 – £30,500155

Nominal earnings for graduates of this course/subject at this provider. Limited evidence. Published sample: 20; treat comparisons cautiously. Cohort 2022-23.

Graduate outcomes, 15 months on: this course

90%
in work or further study 15 months on
35%
in highly skilled work or study
80%
continue past their first year
80%
find their work meaningful
55%
say work fits their future plans
  1. 1Graduate roleFirst role after the degree · 0–2 yrs
  2. 2Specialist / PractitionerWorking in sport & exercise science · 2–5 yrs
  3. 3Senior / LeadLeading work and people · 5–10 yrs
  4. 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs

How pay grows: this course vs Sport & Exercise Science nationally

Starting (15 months) HESA GO
£24,000
£22,000 – £30,000
After 3 years LEO
£20,500
£19,125 – £27,000
After 5 years LEO
£25,000
£23,375 – £33,000
national rangethis course’s medianaxis £18,000 – £34,000

National figures for Sport & Exercise Science graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

90 of 100

were in work or further study

15 months after graduation

80% working5% working and studying0% in further study35% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2022-23. Limited evidence. Published sample: 20; treat comparisons cautiously. Cohort 2022-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with Sport & Exercise Science courses at the same study level.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Caring personal servicesSOC 2020 613 · 15% of published destinations · ASHE median £23,668
  • Teaching and Childcare Support OccupationDiscover Uni category · 15% of published destinations
  • Welfare and housing associate professionalsSOC 2020 322 · 10% of published destinations · ASHE median £27,937
  • Sales occupationsSOC 2020 71 · 10% of published destinations · ASHE median £15,975
  • Elementary occupationsSOC 2020 9 · 10% of published destinations · ASHE median £19,087

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 100; response rate: 50%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Is BSc (Hons) Physical Education and Sports Coaching with Foundation Year worth it?

Weigh it carefully. On these figures graduates of BSc (Hons) Physical Education and Sports Coaching with Foundation Year earn close to non-graduate pay, so on cost alone the course is slow to pay off.

Slower payoff: this course’s graduate earnings stay close to non-graduate pay
break evenyr 0yr 5yr 10yr 15yr 20yr 25yr 30graduateNot recovered within 30 years

Cumulative earnings vs. going straight to work at 18, counting tuition and 4 years of wages given up while studying. The model remains below break even after 30 years. This is a simplified gross-earnings comparison, not a forecast of cash loan repayments.

−£29,160
10-year payoff
extra earnings over the first decade, after the fees you pay
0.26×
Return on investment
extra earnings over 10 yrs per £1 of fees
£39,160
Tuition over the course
£9,790/yr × 4 yrs (published course home fee)
£25,000
Grad earnings, 5 yrs on
£1,000 above a non-graduate (£24,000)

Model: this course’s own median graduate earnings (Graduate Outcomes / LEO) above the £24,000 non-graduate baseline (ONS), net of £9,790/yr over 4 years (published course home fee). Eligible England-domiciled students can apply for a Tuition Fee Loan; repayments are 9% only on income above the threshold, with anything left written off after 40 years. That makes the cash flow different from conventional commercial debt. Opportunity cost assumes £18,000 gross earnings forgone in each study year; figures are nominal and exclude tax, living costs, investment returns and loan interest. A simplified estimate. Earnings and actual fees vary by graduate, provider, fee status and UK nation.

Job market & outlook

How Sport & Exercise Science graduates fare in the labour market, and how AI is reshaping the work.

90%
in work or further study 15 months after graduating, across Sport & Exercise Science courses nationally.
Graduate Outcomes
62%
of working graduates are in highly skilled work or further study.
highly skilled
80%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Routine information gathering
  • First-draft writing and summaries
  • Standard analysis and admin
  • Repetitive processing tasks

More human than ever

  • Judgement and original thinking
  • Working with and leading people
  • Owning and sense-checking AI output
  • Ethics and accountability

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where Sport & Exercise Science graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Sports clubs & NGBs
  • Leisure providers
  • Schools
  • The NHS

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

Published home tuition is £9,790/year for this course. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

90% were in work or further study 15 months after graduating, with a median salary of £24,000. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 8.4 out of 10: NSS 82.3% · in work or study 90% · continued 80%.

Who studies here and in this subject?

Provider- and UK subject-level context.

York St John University

All students12,150
International37.1%
Aged 25+31.6%

Biological and sport sciences across the UK

Students111,380
Aged 25+16.5%

HESA student record 2024/25. Counts are rounded.

Local crime-data context

A neutral snapshot around the published teaching location.

Around YSJ Main Campus

2,229 street-level reports returned within roughly one mile across 2026-04 to 2026-06.

Violent Crime 714Anti Social Behaviour 546Shoplifting 353Public Order 133Criminal Damage Arson 121

Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.

Is Sport & Exercise Science right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to York St John University from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is £12,100 / year for this course (from the provider’s fee page). You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check York St John University’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with York St John University and gov.uk before you apply.

Common questions

Entry is offer-based and set by the university. The most common tariff band among recent entrants was 112 - 127 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by York St John University. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For Psychology graduates from this provider, 90% were in work or further study 15 months after graduating, 35% in highly skilled roles, typical earnings around £24,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
The published home tuition is £9,790 per year for this course. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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