BA (Hons) English · Loughborough UniversityBachelor's degree · 4 years
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Loughborough University · Undergraduate

BA (Hons) English Bachelor's degree at Loughborough University

BA (Hons) English at Loughborough University spans four years full-time, weaving together core theory, research methods, applied practice, specialist options, and an independent project, all grounded in professional skills you'll need beyond university.

BA (Hons)
Award
4
Years
Full-time
Study mode
55%
in work/study (15m)

About this course

Our BA (Hons) English degree covers literature and language and gives you the opportunity to tailor the course based on your interests. Placement year available. From the provider’s course page.

BA (Hons) English is a Bachelor's degree (BA (Hons)) at Loughborough University. It runs 4 years, studied full-time.

For English studies (non-specific) graduates from this provider, 55% were in work or further study 15 months after graduating, 80% in highly skilled roles, typical earnings around £29,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for English & Literature, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

8.1
/ 10
Excellent
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Excellent88

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Solid55

Limited evidence Published sample: 10; treat comparisons cautiously. Cohort 2021-23. Graduate Outcomes work or further study 55% (2021-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Exceptional100

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 100% (2022-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Year 1 9 modules
  • Writing in HistoryCompulsory
    Module details

    This module will provide you with an outline of English literary history from the late medieval period to the modern day, introducing you to significant writers and genres and their place within a broad contextual framework. How are ideas of the literary canon formed and perpetuated, and what are the implications of such processes? You'll have the opportunity to engage in these debates while studying key literary works in their original contexts.

  • Introduction to DramaCompulsory
    Module details

    This module offers you an opportunity to explore a range of dramatic forms, modes, and theories. Focusing on primary materials covering a range of periods from the Renaissance to the present day, the module is designed to help you develop a critical awareness of how drama produces meaning on both the page and stage, with a focus on both text and performance. The module will also consider what is involved in analysing live performance, and may include a theatre trip; you will have the opportunity

  • Narrative FormsCompulsory
    Module details

    Writers tell stories in many different forms and many different media. On this module you'll examine a wide range of forms and media, from period fiction to film and the graphic novel. In doing so, you'll discuss the features, functions and effects of different types of narrative. The assessment for this module offers you the choice to work creatively using what you've learned, or to focus on literary criticism. After this module, you'll have the skills to continue studying different types of na

  • Analysing Poetry: Metre, Form and MeaningCompulsory
    Module details

    This module aims to give you the necessary analytical skills to read poetry more closely and critically, in order to understand how it achieves its effects. As well as gaining knowledge of core metrical principles and awareness of their various effects and implications, you will develop an understanding of the principal kinds and forms of poetry in English from the Renaissance to the present day. Working in small groups for the workshops and seminars, you'll have a chance to study a range of poe

  • Theory MattersCompulsory
    Module details

    The module aims to introduce students to significant classic and contemporary theoretical approaches and key concepts used in the study of literature today and demonstrate how these can be used in interpreting different literary texts.

  • Elephants and Engines: An Introduction to Creative WritingOptional
    Module details

    A creative title for a creative module. Here you'll be introduced to techniques for writing poetry and fiction, and be given lots of techniques to try out for yourself. The module is based on the assumption that everyone is starting out as a writer, so you don't have to have had any experience. You'll also learn how to give and receive feedback, meaning that you can develop your work and that of your fellow students. By the end of the module you'll be confident in writing your own material, usin

  • Introduction to FilmOptional
    Module details

    This module provides an opportunity to explore key concepts, approaches, and areas of interest in film studies through offering a critical introduction to the discipline. As well as considering key aspects of film form and style (setting, props, costume, lighting, actor performance, cinematography, editing, and sound and music), you will explore such topics as narrative, genre, the role of the director, star studies, and geographies of film consumption, through detailed study of a number of Amer

  • Slavery to Black Lives Matter: African American Culture 1840 - presentOptional
    Module details

    This module gives you the opportunity to engage with a wide range of African American cultural production (written, cinematic and musical) from 1840 to the present day and to explore the complex social and political questions raised by these primary materials, studying a variety of texts from nineteenth-century slave narratives to contemporary hip-hop lyrics.

  • University-wide Language ProgrammeOptional10 credits
    Module details

    One 10-credit module from a list supplied by the Language Centre, levels dependent on candidates' previous qualifications. Languages offered are: French, German, Mandarin Chinese, Spanish.

Year 2 5 modules
  • Victorian LiteratureOptional
    Module details

    On this module, you will be introduced to a range of Victorian texts, including poetry, novels, and short prose works, in order to assess the aesthetic, intellectual and social questions that informed Victorian writing. You will read Victorian literature in relation to the social and cultural history of the period, allowing you to explore ideas from the period in depth, considering such topics as the growth of industrialisation, scientific developments, the beginnings of the women's movement, mo

  • Love and Life in Stuart-Era Literature (1603-1714)Optional
    Module details

    This module focuses on the theme of love in the lives of people from the Stuart era (1603-1714), and the importance of this period for the development of English literature. You'll learn how 'love' of various kinds – marital, erotic, filial, and patriotic – holds as much social and cultural relevance as it does personal significance, which is illustrated through the diversity of representations in tragic, sceptical, pragmatic, comedic, and romantic narratives, including plays, poems, and pioneer

  • Strange Fascination: Queer Desires and Identities in Literature, 1886-1952Optional
    Module details

    The late nineteenth and early twentieth centuries witnessed a seismic shift in understandings of gender and sexuality. From the criminal trials and imprisonment of Oscar Wilde in 1895, to the banning of Radclyffe Hall's lesbian novel The Well of Loneliness in 1928, LGBTQ+ individuals and same-sex desires became visible as never before. This module introduces you to the diversity of queer literature from the late nineteenth and early twentieth centuries. You will have an opportunity to consider h

  • Animal Tales: Non-human Animals in Fiction, Film and PhilosophyOptional
    Module details

    From the animals in Franz Kafka's short stories to BoJack Horseman, from nature documentaries to viral clips of cats and dogs online, contemporary culture is saturated with narratives and representations of non-human animals. On this module, you'll be introduced to new ways of critically interrogating these narratives and representations, drawn from a variety of media, analysing them in relation to recent ethical, political, cultural, and philosophical debates concerning our lives with (and even

  • Your Future Career: Preparing for the World of WorkOptional
    Module details

    What do you know? What are skills? Where are they going to take you? This module will help you to answer those questions by building on transferrable skills and encouraging you to reflect on your learning. In addition, you'll learn about the UK job market, and how to negotiate a range of recruitment tasks including decoding job specifications, writing an application, interviews, psychometric tests and the use of AI. Combine these with your degree and graduate with confidence.

Year 3 5 modules
  • Victorian Values ReconsideredOptional
    Module details

    This module introduces students to debates in the social, political and cultural history of Victorian Britain, with particular emphases on histories of childhood, democratisation, poverty, sex and sexuality, crime and deviance, religion, and race. The course also explores representations of the Victorians since 1901, addressing key historiographical questions about why and how the reputation of the period and its people has undergone constant revision.

  • ModernismsOptional
    Module details

    This module is an introduction to the diversity of literary and artistic movements, ideas, and concepts grouped under the term 'Modernism'. On the module, you will learn how twentieth-century writers developed new methods of responding to an increasingly mechanised and urban world, while also pioneering new ways of writing about the self. The module will show how modernists such as T. S. Eliot, Virginia Woolf and James Joyce reacted against many Victorian conventions to produce challenging and r

  • Literature from 1990Optional
    Module details

    This module is very diverse, in that it covers a range of forms (including fiction, poetry and drama), in a range of genres (including verbatim, crime and weird) from a range of writers, including work in translation. Whatever your interests, you'll discover writing that is new to you. What all these texts have in common is their concern with global concerns about identity, race, place, and belonging that undermine national literary and cultural identities as well as colonising cultural centres.

  • Screen CulturesOptional
    Module details

    This module introduces influential and acclaimed films from the 20th and 21st-century and explores how they earned their reputation by analysing their interface with, and impact on, wider social, political and historical developments in histories of media.

  • Weird FictionOptional
    Module details

    If you are fascinated by the gothic, delighted by the strange and tempted by the unexplained, then this module will be up your – dark, shadowy – street. The Weird as a genre is over a century old, but is still the chosen form for many contemporary writers. This module will introduce you to a range of examples, dealing in different types of the Weird.

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

What you'll study

You'll study literature and language with the flexibility to shape the course to your interests. A typical English degree moves from foundational skills, close reading, critical writing across poetry, prose and drama, through broader historical surveys of medieval, Renaissance, Enlightenment, Romantic, Victorian and modern texts. You'll usually engage with critical theory early on, exploring the frameworks critics use to interpret literature. In your second year, you'll often encounter workshop-based creative or applied writing. Later, you'll move into specialist options such as creative writing, Shakespeare & early modern studies, contemporary fiction, critical theory, world literature and publishing pathways, alongside research-led seminars and a final dissertation. A placement year is available.

Who it's for

You're drawn to literature and language, to how texts work, what they mean, and how language shapes thought and culture. You read closely and think critically about what you encounter. You'll want to develop your analytical skills and explore ideas in depth, whether through essays, seminars or independent research. Studying here feels like sustained intellectual engagement: you'll write often, discuss ideas with tutors and peers, and have the space to pursue your own lines of inquiry. If you're considering a placement year, you can test what postgraduate study or a professional role in publishing, education, communications or heritage sectors might look like.

Careers & job market

Across English and Literature graduates nationally, 85% are in work or further study within 15 months of graduating. Of those in work, 55% are in highly skilled positions or pursuing further study. National graduate earnings data shows English graduates earning between £23,000 and £30,000 as a starting salary; after five years, earnings range from £24,650 to £34,800. Your own trajectory will depend on your choices, sector and experience.

University & format

This BA (Hons) degree is taught full-time at Loughborough University, a public university founded in 1909, over 4 years. Instruction is in English. Loughborough is a recognised UK degree-awarding body, and the university holds a Gold award for teaching quality in the Office for Students' TEF 2023.

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
99%
Learning opportunities
84%
Assessment and feedback
80%
Academic Support
92%
Organisation and management
89%
Learning resources
82%
Student voice
88%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

Published entryABB typical offer

Provider-published requirement; check the linked course page before applying.

Contextual offersPublished by this provider

Access Loughborough Contextual Offer. Eligibility and any reduced offer are applicant-specific.

AccreditationICE

Names detected beside accreditation or recognition copy on the provider course page; verify the route and intake.

PlacementPublished placement option

Placement year. Availability, selection and pay can vary.

Open daysBook on an open day

See and book current events. Dates can fill or change.

Entry & how to get in

Typical offer (from the provider)The university’s course page lists a typical A-level offer of ABB. Always check the provider for the current offer and subject requirements.
Most entrants held A-levels or equivalent100% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 112 - 127 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check Loughborough University's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent100%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Offer-based entry

Entry is set by the university and based on your offer. Use your predicted grades to see how you compare, then check the university's stated requirements.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesBBBA-level equivalent admitted students held
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course. One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask Loughborough University whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Homeup to £9,790 / yr
Internationalset by the university

Standard capped home fee at English providers (2026/27); Scotland, Wales & NI differ.

Check fees at Loughborough University →

For students who normally live in England

illustrative Maintenance Loan per year
£9,790tuition used per year, illustrative full-time England fee-cap scenario
illustrative borrowing over 4 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All Loughborough University funding →
No verified named award is shown for this provider yet.

That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.

We only display a named award when its provider source identifies the award and who it is for.

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Career quizApplication walkthroughSalary & CV check

Careers & earnings

What English & Literature graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£29,000£24,000 – £31,00010
3 years after£24,500£21,000 – £29,500135
5 years after£33,000£25,500 – £39,500135

Nominal earnings for graduates of this course/subject at this provider. Limited evidence. Published sample: 10; treat comparisons cautiously. Cohort 2021-23.

Graduate outcomes, 15 months on: this course

55%
in work or further study 15 months on
80%
in highly skilled work or study
100%
continue past their first year
80%
find their work meaningful
70%
say work fits their future plans
  1. 1Graduate roleFirst role after the degree · 0–2 yrs
  2. 2Specialist / PractitionerWorking in english & literature · 2–5 yrs
  3. 3Senior / LeadLeading work and people · 5–10 yrs
  4. 4Head of / ExpertSenior leadership or deep expertise · 10+ yrs

How pay grows: this course vs English & Literature nationally

Starting (15 months) HESA GO
£29,000
£23,000 – £30,000
After 3 years LEO
£24,500
£19,975 – £28,200
After 5 years LEO
£33,000
£24,650 – £34,800
national rangethis course’s medianaxis £18,500 – £36,000

National figures for English & Literature graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

55 of 100

were in work or further study

15 months after graduation

25% working25% working and studying0% in further study80% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2021-23. Limited evidence. Published sample: 10; treat comparisons cautiously. Cohort 2021-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with English & Literature courses at the same study level.

This course £33,000Peer median £29,000Middle 50% £25,500–£31,500
81st percentile

Compared with 1,436 courses with compatible official earnings data. This is a course-value comparison, not a quality ranking.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Business and public service associate professionalsSOC 2020 35 · 35% of published destinations · ASHE median £38,760
  • Teaching ProfessionalsSOC 2020 231 · 20% of published destinations · ASHE median £42,660
  • Media ProfessionalsSOC 2020 249 · 15% of published destinations · ASHE median £40,895
  • Teaching and Childcare Support OccupationDiscover Uni category · 10% of published destinations

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 50; response rate: 60%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Job market & outlook

How English & Literature graduates fare in the labour market, and how AI is reshaping the work.

85%
in work or further study 15 months after graduating, across English & Literature courses nationally.
Graduate Outcomes
55%
of working graduates are in highly skilled work or further study.
highly skilled
90%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Routine information gathering
  • First-draft writing and summaries
  • Standard analysis and admin
  • Repetitive processing tasks

More human than ever

  • Judgement and original thinking
  • Working with and leading people
  • Owning and sense-checking AI output
  • Ethics and accountability

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where English & Literature graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Publishers
  • Media & broadcasters
  • Marketing & PR agencies
  • Charities & public sector

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

55% were in work or further study 15 months after graduating, with a median salary of £29,000. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 8.1 out of 10: NSS 87.7% · in work or study 55% · continued 100%.

Who studies here and in this subject?

Provider- and UK subject-level context.

Loughborough University

All students18,955
International18.4%
Aged 25+9.9%

Language and area studies across the UK

Students75,355
Aged 25+23.7%

HESA student record 2024/25. Counts are rounded.

Local crime-data context

A neutral snapshot around the published teaching location.

Around Loughborough University

1,024 street-level reports returned within roughly one mile across 2026-04 to 2026-06.

Violent Crime 256Shoplifting 209Anti Social Behaviour 152Criminal Damage Arson 94Other Theft 74

Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.

Is English & Literature right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to Loughborough University from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is set per course by Loughborough University; international fees are typically £12,000–£30,000/year for classroom subjects and higher for lab/clinical ones. You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check Loughborough University’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with Loughborough University and gov.uk before you apply.

Common questions

Entry is offer-based and set by the university. The most common tariff band among recent entrants was 112 - 127 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by Loughborough University. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For English studies (non-specific) graduates from this provider, 55% were in work or further study 15 months after graduating, 80% in highly skilled roles, typical earnings around £29,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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