BSc(Econ) (Hons) Economics with a Year in Business · RHULBachelor's degree · 4 years
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Royal Holloway, University of London · Undergraduate

BSc(Econ) (Hons) Economics with a Year in Business Bachelor's degree at Royal Holloway, University of London

BSc(Econ) (Hons) Economics with a Year in Business at RHUL is nationally recognised and the university holds Silver for teaching quality in the Office for Students' TEF 2023.

BSc
Award
4
Years
Full-time
Study mode
84%
in work/study (15m)

About this course

Gain a complete education in the theories and methods of economics, with a strong focus on analytical methods. From the provider’s course page.

BSc(Econ) (Hons) Economics with a Year in Business is a Bachelor's degree (BSc) at RHUL, based in Egham Campus. It runs 4 years, studied full-time.

For Economics graduates from this provider, 84% were in work or further study 15 months after graduating, 71% in highly skilled roles, typical earnings around £30,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)

For the typical curriculum, specialisations, career paths and graduate earnings for Business & Management, see the sections below.

Course evidence score

The arithmetic mean of the official measures available for this course: NSS satisfaction, graduate activity and continuation.

8.2
/ 10
Excellent
3 of 3 official measures
Student satisfaction
What students say in the National Student Survey
Excellent82

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Graduate outcomes
In work or further study 15 months after graduating
Excellent84

Moderate evidence Published sample: 50; avoid reading small differences as meaningful. Cohort 2022-23. Graduate Outcomes work or further study 84% (2022-23; Discover Uni snapshot 2026-06-21)

Continuation
Students who continue past their first year
Excellent80

Published threshold met Discover Uni suppresses continuation data below its publication threshold. Cohort 2022-23. Continuation 80% (2022-23; Discover Uni snapshot 2026-06-21)

Curriculum & modules

Real modules published for this course, grouped only where the source gives a year, stage or level.

Year 1 6 modules
  • Principles of EconomicsCore
    Module details

    A first-year undergraduate module in how the economy works. The module is suitable for students with or without A-Level economics or equivalent. We will cover the basic theories of macroeconomics (that of the economy as a whole) and microeconomics (the behaviour of individuals, firms and governments and the interactions between them). The module adopts the state-of-the-art CORE approach (Curriculum Open-access Resources in Economics) to teaching Principles of Economics.

  • Data Skills for EconomistsCore
    Module details

    About understanding the data we encounter constantly in everyday life and the data that social science researchers create as they explore and analyse the world around us. You'll spend much of your time learning to analyse and display data using the R statistical software package (R is the industry standard). We'll develop an ethos of clear communication of numerical information that will be supported by our growing understanding of statistical concepts and our growing proficiency with computers.

  • Applied Economics and PolicyCore
    Module details

    On this module you'll learn how to think like an economist, by learning to write essays, how to present data, how to collect economic data and how to do economic research. There are four sections each lasting half a term. The sections are economic institutions, economic history, applied economics and policy & experimental & behavioural economics.

  • Mathematics for EconomicsCore
    Module details

    The aims of the module are to cover the basic mathematical and quantitative tools used by economists every day. The module gives an emphasis to the mathematical tools, which are applicable to solving a wide range of economic problems. The first half of the module is devoted to linear algebra, specific functions of one and more variables used in economics, manipulating those functions and finding their minima and maxima. The second half of the module is devoted to optimisation theory which in tur

  • Employability 1Core
    Module details

    This module will be composed of an introduction to Employability, library resources, team building, and CV making. Career services will provide a session on self-awareness and decision making and library services will present their relevant resources. Finally, the Economics department will organise some team building exercises.

  • Academic IntegrityCore
    Module details

    This module will describe the key principles of academic integrity, focusing on university assignments. Plagiarism, collusion and commissioning will be described as activities that undermine academic integrity, and the possible consequences of engaging in such activities will be described. Activities, with feedback, will provide you with opportunities to reflect and develop your understanding of academic integrity principles.

Year 2 11 modules
  • MicroeconomicsCore
    Module details

    In this module you will develop an understanding of the models of individual optimisation and their applications. You will look at the key determinants of an individual's behaviour in a variety of circumstances and the behaviour of firms in different market environments, such as perfect competition, monopoly and oligopoly. You will consider how changing circumstances and new information influences the actions of the economic agents concerned, and examine the properties of competitive markets and

  • MacroeconomicsCore
    Module details

    In this module you will develop an understanding of macroeconomics and macroeconomic policy-making. You will look at a variety of contemporary and historical macroeconomic events, and the differences between the short, medium and long run. You will consider why some countries are rich and some are poor, why different economies grow at different rates, and what determines economic growth and prosperity. You will examine the role of monetary and fiscal policy, its impact on the economy and its lim

  • Econometrics 1Core
    Module details

    The aim of this module is to provide you with a solid understanding of the essentials of empirical research techniques (i.e. econometrics) used by applied economists. The module will cover core econometric topics that are needed by all wishing to undertake econometric analysis, with a particular focus on topics in both time series and cross section econometrics that can be used by students of industrial, business and finance.

  • Econometrics 2Core
    Module details

    The aim of this module is to extend your knowledge of the essentials of empirical research techniques (i.e. econometrics) used by applied economists. The module will build on the topics covered in Econometrics 1.

  • Employability 2Core
    Module details

    Career services will provide a session on how to be ready to apply for an internship at the end of the second year. Students will prepare for a psychometric test and will undertake a series of a mock interviews in order to improve their interview technique. Finally, students will attend at least one Econ@Work talk to be aware of professional life and challenges.

  • Financial Markets and InstitutionsOptional
    Module details

    In this module you will develop an understanding of the economic principles underlying the working of national and international financial institutions. You will look at what a financial system is and does, and the distinct functions of each component. You will consider the key financial instruments and the relationship between assets, agents, and institutions, and learn to solve simple problems using quantitative and graphical tools. You will critically evaluate country differences and analyse

  • Industrial Growth and CompetitionOptional
    Module details

    In this module you will develop an understanding of the principal-agent problem, the Coase theorem, theories of the firm, the role of transaction costs, moral hazard, adverse selection, and issues surrounding organisation, investment, governance and expansion of corporations. You will look at the role of incentivisation and how conflicts of interests shape economic interactions. You will consider the role of transaction costs in determining the existence, scale and scope of firms, and examine wh

  • Introduction to Economic GrowthOptional
    Module details

    In this module you will develop an understanding of the process of economic growth at the world level, and the sources of income and growth differences across countries. You will look at Piketty's work on income distribution and economic growth, Malthus' work on population and economic growth, and Solow's standard economic growth model. You will examine why some countries are rich and some are poor, and consider the differences between countries that explain economic success and failures.

  • Game Theory and BehaviourOptional
    Module details

    In this module you will develop an understanding of the mathematical models used to study and analyse strategic interactions between agents. You will look at the fundamental concepts in game theory as applied to economics in general and microeconomics in particular. You will become familiar with basic equilibrium concepts such as Nash equilibrium and subgame perfect equilibrium, and be able to find equilibrium outcomes of simple games including the use of backward induction.

  • Introduction to Data ScienceOptional
    Module details

    The aim of the module is for students to understand how to use data in order to draw relevant conclusions, and how to present those conclusions. This aim includes both how to abstractly think about data and data analysis, and how to concretely implement techniques using the Python programming language. As the module serves as an introduction to the language, the first part of the module provides students with general programming tools, and, as the module progresses, these tools will become more

  • Economic Modelling and Data ScienceOptional
    Module details

    The aim of the module is to advance the quantitative skills of the students and familiarize them with the use of Python and R in empirical work in economics. This includes collection, manipulation and presentation of data on economic phenomena, as well as the use of regression-based econometric techniques to draw causal inference and perform prediction and forecasting.

Year 3 1 modules
  • Year in BusinessCore
    Module details

    This year will be spent on a work placement. You will be supported by the Placements Office and the Royal Holloway Careers and Employability Service to find a suitable placement. However, Royal Holloway cannot guarantee that all students who are accepted onto this degree programme will secure a placement, and the ultimate responsibility lies with yourself. This year forms an integral part of the degree programme and you will be asked to complete assessed work. The mark for this work will count t

Year 4 4 modules
  • Employability 3Core
    Module details

    This third-year course will deepen the elements covered previously in Employability 1 and 2. Career services will provide a session on how to be ready for employment at the end of the year. Students will prepare for a psychometric test and undertake a series of mock interviews in order to improve their interview technique. Finally, students will attend at least one Econ@Work talk to be aware of professional life and challenges.

  • Labour EconomicsOptional
    Module details

    This course will analyse the economic issues of behaviour and outcomes in labour markets. It will focus on topics relating to labour supply and demand, wage formation and earnings inequalities: Labour Demand, Labour Supply, Human Capital and Compensating Wage Differentials, Inequality in Earnings, Labor Mobility, Discrimination, Unemployment.

  • Economics of Warfare 1Optional
    Module details

    The module presents the main facts about modern war and, to a lesser extent, terrorism. In parallel we will develop broadly applicable empirical tools to help us measure key phenomena and drive our analysis. Specific topics include the Israeli-Palestinian conflict, the Rwandan genocide, the economics of rebellion and the possible long-run decline of war. This module, together with Economics of Warfare 2, will prepare students of a lifetime of critical data consumption beyond the particular world

  • Financial Economics 1Optional
    Module details

    The module aims to introduce the student to wha

Source: provider course page. Modules can change; required/optional status, credits, descriptions and assessment are shown only when explicitly published.

Course in depth

What this course covers, who it suits and where it leads.

What you'll study

This course gives you a complete education in the theories and methods of economics, with a strong focus on analytical methods. You'll usually begin with foundations in management, organisations and economics, alongside data skills for business analysis. In Year 2, you'll move into core areas such as operations and supply chain management, organisational behaviour and human resources, and strategy. Year 3 typically introduces specialist options, such as entrepreneurship, international business, digital business, consulting, marketing, and people and HR, alongside innovation and a capstone project or consultancy brief that integrates the whole degree. The course structure progresses from broad principles to applied, specialist work, with growing emphasis on real-world problem-solving and analytical reasoning.

Who it's for

This course suits you if you're interested in how organisations operate and how economic principles shape business decisions. You'll need A-level qualifications or equivalent; recent entrants typically held a UCAS tariff of 96–111 points. The year in business is particularly valuable if you want to test your career direction or build professional networks before completing your final year of study.

Careers & job market

Across Business & Management courses nationally, 87% of graduates are in work or further study within 15 months of graduating, and 60% of working graduates are in highly skilled roles or continuing their studies. National earnings data shows starting salaries of £24,000–£32,000 at 15 months; after five years, graduates earn £26,350–£37,200. You could specialise in areas such as marketing, finance, HR, operations, strategy, international business, entrepreneurship, supply chain or consulting, depending on your interests and the opportunities available.

University & format

Royal Holloway, University of London is a higher education college based at Egham Campus. This is a 4-year full-time Bachelor's degree taught in English. The University is a recognised UK degree-awarding body; your degree will be nationally recognised. Royal Holloway holds Silver for teaching quality in the Office for Students' TEF 2023.

Student satisfaction

How students on this course answered the National Student Survey, by theme.

The teaching on my course
83%
Learning opportunities
83%
Assessment and feedback
76%
Academic Support
78%
Organisation and management
91%
Learning resources
81%
Student voice
79%

Share of students responding positively.

Published threshold met NSS publication requires sufficient responses; small differences are not a rank. NSS mean of 7 published themes (Discover Uni snapshot 2026-06-21)

Applicant information

The next application dates for this course, followed by facts the provider publishes.

Application timelineWhat happens next
  1. 2027 entryCompleted applications can be submitted

    Your application needs a reference before you can send it.

  2. 2026 entryFinal date for 2026 applications

    Applications must reach UCAS by 18:00 UK time.

  3. 2026 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

  4. 2027 entryEqual-consideration deadline

    18:00 UK time for most undergraduate courses.

Show 5 later dates
  1. 2027 entryUCAS Extra opens

    Applicants who used all five choices and hold no offer may be able to add another choice.

  2. 2027 entryLast day applications go directly to providers

    Applications received after 18:00 UK time are entered into Clearing.

  3. 2027 entryClearing opens

    Eligible applicants can see vacancies and release themselves into Clearing.

  4. 2027 entryFinal date for 2027 applications

    Applications must reach UCAS by 18:00 UK time.

  5. 2027 entryLast day to add a Clearing choice

    Check that this course still has a vacancy before adding it.

AccreditationCIMA

Names detected beside accreditation or recognition copy on the provider course page; verify the route and intake.

PlacementPublished placement option

Work placement. Availability, selection and pay can vary.

Entry & how to get in

Most entrants held A-levels or equivalent100% of accepted students came in with A-levels or equivalent (entrants over recent years).
Typical UCAS tariff: 96 - 111 pointsThe most common UCAS tariff band among accepted students. This is what entrants had, not a stated requirement.
Entry requirements are set by the universityGrades, subjects and contextual offers vary. Check RHUL's official course page for the current offer.

Who gets in

What recently admitted students actually held, official admissions data, not a stated requirement.

UCAS tariff of entrants

Grades are the A-level equivalent of each points band. Tap a band to check your own chances below.

Qualifications held on entry

QualificationShare
A-levels or equivalent100%

Entry & your chances

An honest read from the official entry data, plus your personal match.

Accessible entry

Accepted students came in with a broad spread of qualifications and UCAS points. If you're worried about grades, this course has historically taken a wide range, and contextual offers may apply.

Will you get in? Plot your grades

Pick your predicted A-levels and watch your UCAS points land on the real spread of students admitted to this course.

Each bar is the share of admitted students in that UCAS-points band (lower → higher). Grades show the A-level equivalent.

Add your grades to see where you land

Your points will drop onto the distribution above, with an honest above / within / below read.

Based on the official admitted-student tariff distribution. Many universities make contextual (reduced-grade) offers, so a result below the range doesn’t rule you out.

How to apply

Undergraduate applications go through UCAS. Here’s what matters for this course, the right deadline, the grades to aim for, and the steps in order.

Apply by13 January 2027, 18:00 UK timefor this course
Typical gradesBCCA-level equivalent admitted students held
UCAS codeL102quote this on your application
  1. 1
    Register on UCAS Hub

    Create your UCAS application and add this course (code L102). One application covers up to five choices.

  2. 2
    Write your personal statement

    A single statement covers all your choices, so keep it broad enough for similar courses while showing genuine interest in this subject.

  3. 3
    Submit by 13 January 2027, 18:00 UK time

    UCAS equal-consideration deadline for most undergraduate courses. Source: UCAS 2027 dates.

  4. 4
    Reply to your offers

    When decisions are in, pick a firm (first) choice and an insurance (back-up) choice with slightly lower grades.

  5. 5
    Results day & confirmation

    On results day (mid-August) your place is confirmed if you meet the offer. Just missed? Talk to the university, or find a place through Clearing.

💡 Many universities make a contextual (reduced-grade) offer, for example based on your school’s results, time in care, or where you live. Ask RHUL whether you’re eligible before you apply; it can lower the grades you need.

Fees & funding

What this course costs and how UK student finance covers it.

Tuition per year

Homeup to £9,790 / yr
International£26,800 / yr

Provider fee page (England 2026/27 cap where not stated).

Check fees at RHUL →

For students who normally live in England

illustrative Maintenance Loan per year
£9,790tuition used per year, illustrative full-time England fee-cap scenario
illustrative borrowing over 4 years

2026/27 Student Finance England figures. Maintenance support is means-tested and this two-point view is not an entitlement calculator. The course total uses its published length and home fee where both are available; a missing full-time fee uses the clearly labelled England-cap scenario, while part-time fees and unknown lengths are never guessed. Use the official calculator. Scotland, Wales and Northern Ireland use separate systems: SAAS, Student Finance Wales, and Student Finance NI.

Starting on or after 1 January 2027?

The Lifelong Learning Entitlement is a separate system. A new learner’s tuition entitlement is currently stated as £39,160 (about 480 credits at 2026/27 fee levels), subject to prior study and eligibility. Check the official LLE guide.

Paying for it

  • Tuition Fee Loan: can cover eligible tuition up to the applicable limit and is paid straight to the provider.
  • Maintenance Loan: up to £10,830/yr away from home outside London (England, 2026/27), means-tested on household income.
  • Repayment: 9% of income above £25,000, nothing below it; written off after 40 years.
  • Earn alongside: most students work part-time in term, part-time roles on the StudySmarter job board.

England figures shown; Scotland, Wales & NI run their own schemes, check gov.uk.

Funding matched to this course

Scholarships & bursaries you could qualify for

All RHUL funding →
No verified named award is shown for this provider yet.

That does not mean no funding exists. Check the university directory for current amounts, eligibility and application dates.

We only display a named award when its provider source identifies the award and who it is for.

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Career quizApplication walkthroughSalary & CV check

Careers & earnings

What Business & Management graduates actually earn, from real outcome data, 15 months, 3 years and 5 years after graduating.

Graduate earnings: this course

WhenMedianTypical rangeGraduates
15 months after£30,000£26,500 – £35,00050
3 years after£30,000£26,500 – £40,50090
5 years after£45,500£35,000 – £59,000100

Nominal earnings for graduates of this course/subject at this provider. Moderate evidence. Published sample: 50; avoid reading small differences as meaningful. Cohort 2022-23.

Graduate outcomes, 15 months on: this course

84%
in work or further study 15 months on
71%
in highly skilled work or study
80%
continue past their first year
81%
find their work meaningful
67%
say work fits their future plans
  1. 1Graduate / AnalystOn a scheme or first role · 0–2 yrs
  2. 2Specialist / ManagerOwning an area, marketing, finance, ops · 2–5 yrs
  3. 3Senior / Head ofLeading a function and a team · 5–10 yrs
  4. 4Director / FounderRunning a business unit or your own company · 10+ yrs

How pay grows: this course vs Business & Management nationally

Starting (15 months) HESA GO
£30,000
£24,000 – £32,000
After 3 years LEO
£30,000
£21,250 – £30,000
After 5 years LEO
£45,500
£26,350 – £37,200
national rangethis course’s medianaxis £19,500 – £47,500

National figures for Business & Management graduates, HESA Graduate Outcomes (15 months) and the Longitudinal Education Outcomes (LEO) dataset (3 & 5 years). These are national, not university-specific; actual pay varies by employer, region, role and experience. Different cohorts, so the bars are not one group over time.

Work out your pay

Headline figures hide a lot. Calculate realistic take-home pay for this field by role, region and experience, then check your CV before you apply.

What happened to 100 students?

Choose an outcome to translate the published percentage into a simple 100-person view. Each dot represents one percentage point, not an individual tracked student.

84 of 100

were in work or further study

15 months after graduation

62% working14% working and studying7% in further study71% in highly skilled work or study

Source: Discover Uni, using Graduate Outcomes and continuation data. Cohorts: 2022-23. Moderate evidence. Published sample: 50; avoid reading small differences as meaningful. Cohort 2022-23. Each tab is a separate published measure; categories can overlap and should not be added together.

Value compared with similar courses

How this course’s 5-year median earnings compare with Business & Management courses at the same study level.

This course £45,500Peer median £31,000Middle 50% £26,500–£37,000
91st percentile

Compared with 3,421 courses with compatible official earnings data. This is a course-value comparison, not a quality ranking.

UK occupations graduates enter

Published graduate destinations, joined conservatively to UK SOC 2020, ONS pay and Skills England demand.

  • Finance ProfessionalsSOC 2020 242 · 23% of published destinations · ASHE median £47,173
  • Business and public service associate professionalsSOC 2020 35 · 21% of published destinations · ASHE median £38,760
  • Administrative occupationsSOC 2020 41 · 15% of published destinations · ASHE median £27,006
  • Business, Research and Administrative ProfessionalsSOC 2020 243 · 10% of published destinations · ASHE median £48,746

Discover Uni JOBLIST/JOBTYPE; ONS ASHE 2025 provisional, all employee jobs; Skills England Occupations in Demand 2025. SOC is shown only for an exact normalised label match; demand is shown only at exact four-digit SOC. Published sample: 195; response rate: 58%. Pay describes the occupation across workers, not a guaranteed graduate salary.

Job market & outlook

How Business & Management graduates fare in the labour market, and how AI is reshaping the work.

87%
in work or further study 15 months after graduating, across Business & Management courses nationally.
Graduate Outcomes
60%
of working graduates are in highly skilled work or further study.
highly skilled
81%
of students continue past their first year (still enrolled or completed).
continuation

How AI is changing the work

AI doesn't replace the profession, it shifts it: routine tasks get automated, while judgement, working with people and using AI well become more valuable.

What AI takes off your plate

  • Routine reporting and data pulls
  • First-draft decks and copy
  • Standard forecasts and reconciliations
  • Scheduling and admin workflows

More human than ever

  • Strategy and judgement under uncertainty
  • Leading, negotiating and selling
  • Sense-checking and owning what AI produces
  • Relationships with clients and teams

The strongest graduates pair subject depth with the ability to use AI tools critically.

Roles & employers

Where Business & Management graduates typically go, indicative destinations from graduate career data. Each role links to live openings on the StudySmarter job board.

Where they work

  • Consultancies
  • Corporate graduate schemes
  • Retail & FMCG
  • Startups & scale-ups

Is this course right for you?

The essentials UK applicants ask about: finance, outcomes, entry and quality.

💷

Student finance

For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years.

📈

Where graduates go

84% were in work or further study 15 months after graduating, with a median salary of £30,000. See the full breakdown in Careers & earnings above.

🎯

Your entry chances

Use the UCAS points calculator above to see how your predicted grades compare with admitted students, and whether a contextual offer could apply.

Official-data snapshot

Averaging the official measures published for it, this course scores 8.2 out of 10: NSS 81.6% · in work or study 84% · continued 80%.

Who studies here and in this subject?

Provider- and UK subject-level context.

Royal Holloway and Bedford New College

All students13,115
International16.7%
Aged 25+11.4%

Business and management across the UK

Students586,710
Aged 25+44.3%

HESA student record 2024/25. Counts are rounded.

Local crime-data context

A neutral snapshot around the published teaching location.

Around Egham Campus

437 street-level reports returned within roughly one mile across 2026-04 to 2026-06.

Violent Crime 131Shoplifting 80Anti Social Behaviour 59Other Theft 40Public Order 34

Police.uk street-level API. Approximate locations, not confined to campus. England, Wales and Northern Ireland; not Scotland.

Is Business & Management right for you?

Tick what applies to you and see how good a fit it is.

International students

What applying to RHUL from outside the UK involves: fees, English, visa, funding and living costs.

Tuition fees

International tuition is £26,800 / year for this course (from the provider’s fee page). You’re not eligible for UK Tuition Fee or Maintenance Loans, so plan for fees plus living costs upfront.

English language

Most UK undergraduate courses ask for around IELTS 6.0–6.5 (no band below 5.5–6.0), or an accepted equivalent. If you’re just short, most universities run a pre-sessional English course that counts towards the requirement.

Student visa

You’ll usually need a Student visa (Student Route). After you accept an offer the university issues a CAS; you then show funds for fees plus about £1,023–£1,334/month living costs and pay the Immigration Health Surcharge for NHS access.

Scholarships & funding

Many universities offer international/global scholarships (often £2,000–£6,000/yr), check RHUL’s funding pages.

Living costs

Budget roughly £1,100–£1,400/month outside London and £1,400–£1,800/month in London for rent, food and travel; the figure also matters for your visa.

Working while you study

A Student visa usually allows up to 20 hours/week in term time and full-time in holidays, useful alongside study, though not something to rely on for fees.

Visa rules and fees change. Always confirm the current requirements with RHUL and gov.uk before you apply.

Common questions

Entry is historically accessible, accepted students came in with a broad spread of qualifications. The most common tariff band among recent entrants was 96 - 111 UCAS points. Use the calculator on this page to see where your predicted grades would put you; many universities also make lower contextual offers.
Set by RHUL. Most accepted students held A-levels or equivalent. Check the university's course page for the exact offer.
For Economics graduates from this provider, 84% were in work or further study 15 months after graduating, 71% in highly skilled roles, typical earnings around £30,000. (HESA Graduate Outcomes / LEO, via Discover Uni.)
For comparison, the standard full-time England tuition cap is up to £9,790 per year in 2026/27; the actual fee varies by course and provider. If you normally live in England, eligible students can apply for a Tuition Fee Loan, plus a Maintenance Loan for living costs. Under Plan 5 you repay 9% of income above £25,000, nothing below that, and the balance is written off after 40 years. See Fees & funding on this page to work out your numbers.
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